Is GNRV or QYLD a better dividend investment in 2026?

GNRV currently yields 47.96% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: GNRV offers higher current income.

What is the dividend yield difference between GNRV and QYLD?

GNRV has a forward dividend yield of 47.96% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 36.04 percentage points.

Home › Compare › GNRV vs QYLD

GNRV vs QYLD: Dividend Comparison 2026

GNRV yields 47.96% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GNRV wins by $329.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GNRV

● Live price

47.96%

Share price

$4.17

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$354.5K

Annual income

$69,481.25

Full GNRV calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — GNRV vs QYLD

📍 GNRV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GNRV	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GNRV + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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GNRV pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNRV

Annual income on $10K today (after 15% tax)

$4,076.74/yr

After 10yr DRIP, annual income (after tax)

$59,059.06/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, GNRV beats the other by $54,248.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GNRV + QYLD for your $10,000?

GNRV: 50%QYLD: 50%

100% QYLD50/50100% GNRV

Portfolio after 10yr

$189.9K

Annual income

$37,570.28/yr

Blended yield

19.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNRV buys

QYLD buys

No recent congressional trades found for GNRV or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGNRVQYLD

Forward yield	47.96% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$354.5K ✓	$25.4K
Annual income after 10y	$69,481.25 ✓	$5,659.31
Total dividends collected	$280.0K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: GNRV vs QYLD ($10,000, DRIP)

Year	GNRV Portfolio	GNRV Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$15,496	$4,796.16	$10,352	$1,192.36	+$5.1K → GNRV
2	$23,527	$6,945.99	$10,830	$1,347.57	+$12.7K → GNRV
3	$35,030	$9,855.78	$11,460	$1,539.07	+$23.6K → GNRV
4	$51,196	$13,714.41	$12,275	$1,777.84	+$38.9K → GNRV
5	$73,512	$18,732.47	$13,323	$2,078.95	+$60.2K → GNRV
6	$103,796	$25,138.22	$14,667	$2,463.34	+$89.1K → GNRV
7	$144,234	$33,172.11	$16,396	$2,960.57	+$127.8K → GNRV
8	$197,411	$43,079.99	$18,631	$3,612.97	+$178.8K → GNRV
9	$266,335	$55,105.38	$21,548	$4,482.15	+$244.8K → GNRV
10	$354,459	$69,481.25	$25,398	$5,659.31	+$329.1K → GNRV

GNRV vs QYLD: Complete Analysis 2026

GNRV — Stock

Grand River Commerce, Inc. operates as the bank holding company for Grand River Bank that provides various commercial and consumer banking products and services to businesses, professionals, and residents. The company operates through Commercial Real Estate, Commercial and Industrial, and Consumer segments. Its deposit products include interest and noninterest-bearing checking accounts, savings accounts, and time deposits, as well as offers residential lot, land, and construction financing services. The company's lending products comprise real estate mortgages, commercial, industrial, commercial term, home equity term, car, boat, motorcycle, and RV loans, as well as commercial and home equity lines of credit, and SBA lending products; and federal housing administration, rural development, bridge, physician, doctor, and dentist loans. In addition, it offers online banking, bill pay, mobile banking, and refinancing services, as well as debit and credit cards. The company serves customers in the communities of Grandville and Grand Rapids, as well as surrounding areas in Kent and Ottawa counties, Michigan. Grand River Commerce, Inc. was incorporated in 2006 and is based in Grandville, Michigan.

Full GNRV Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.