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GNTY vs MO: Dividend Comparison 2026

GNTY yields 1.52% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $166.00 in total portfolio value· pulled ahead in Year 9
10 years
GNTY
GNTY
● Live price
1.52%
Share price
$48.75
Annual div
$0.74
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.9K
Annual income
$25,881.33
Full GNTY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — GNTY vs MO

📍 MO pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGNTYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GNTY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GNTY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNTY
Annual income on $10K today (after 15% tax)
$129.03/yr
After 10yr DRIP, annual income (after tax)
$21,999.13/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $3,636.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GNTY + MO for your $10,000?

GNTY: 50%MO: 50%
100% MO50/50100% GNTY
Portfolio after 10yr
$80.0K
Annual income
$28,020.24/yr
Blended yield
35.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

GNTY
Analyst Ratings
1
Buy
5
Hold
Consensus: Hold
Price Target
$35.00
-28.2% upside vs current
Range: $30.00 — $40.00
Altman Z
-0.6
Piotroski
9/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNTY buys
0
MO buys
0
No recent congressional trades found for GNTY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGNTYMO
Forward yield1.52%6.36%
Annual dividend / share$0.74$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR51.1%22.6%
Portfolio after 10y$79.9K$80.1K
Annual income after 10y$25,881.33$30,159.17
Total dividends collected$55.0K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$35.00$61.25

Year-by-year: GNTY vs MO ($10,000, DRIP)

YearGNTY PortfolioGNTY Income/yrMO PortfolioMO Income/yrGap
1$10,929$229.36$10,570$780.30+$359.00GNTY
2$12,048$353.99$11,381$1,032.90+$667.00GNTY
3$13,443$551.08$12,535$1,392.73+$908.00GNTY
4$15,252$868.27$14,193$1,920.91+$1.1KGNTY
5$17,711$1,391.15$16,618$2,723.68+$1.1KGNTY
6$21,232$2,281.22$20,263$3,993.80+$969.00GNTY
7$26,580$3,861.85$25,936$6,098.36+$644.00GNTY
8$35,268$6,827.19$35,166$9,775.01+$102.00GNTY
9← crossover$50,529$12,792.21$51,026$16,597.78$497.00MO
10$79,947$25,881.33$80,113$30,159.17$166.00MO

GNTY vs MO: Complete Analysis 2026

GNTYStock

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online, mobile, and telephone banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. As of December 31, 2021, it operated 32 full-service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA) and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.