Is GNZUF or QYLD a better dividend investment in 2026?

GNZUF currently yields 2.50% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between GNZUF and QYLD?

GNZUF has a forward dividend yield of 2.50% ($0.01/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.42 percentage points.

Home › Compare › GNZUF vs QYLD

GNZUF vs QYLD: Dividend Comparison 2026

GNZUF yields 2.50% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.3K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

GNZUF

● Live price

2.50%

Share price

$0.40

Annual div

$0.01

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.1K

Annual income

$0.25

Full GNZUF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — GNZUF vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GNZUF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GNZUF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

GNZUF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNZUF

Annual income on $10K today (after 15% tax)

$212.50/yr

After 10yr DRIP, annual income (after tax)

$0.21/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,810.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GNZUF + QYLD for your $10,000?

GNZUF: 50%QYLD: 50%

100% QYLD50/50100% GNZUF

Portfolio after 10yr

$22.8K

Annual income

$2,829.78/yr

Blended yield

12.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNZUF buys

QYLD buys

No recent congressional trades found for GNZUF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGNZUFQYLD

Forward yield	2.50%	11.92% ✓
Annual dividend / share	$0.01	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.1K	$25.4K ✓
Annual income after 10y	$0.25	$5,659.31 ✓
Total dividends collected	$252.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: GNZUF vs QYLD ($10,000, DRIP)

Year	GNZUF Portfolio	GNZUF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,825	$125.00	$10,352	$1,192.36	+$473.00 → GNZUF
2	$11,646	$63.23	$10,830	$1,347.57	+$816.00 → GNZUF
3	$12,493	$31.79	$11,460	$1,539.07	+$1.0K → GNZUF
4	$13,383	$15.93	$12,275	$1,777.84	+$1.1K → GNZUF
5	$14,328	$7.98	$13,323	$2,078.95	+$1.0K → GNZUF
6	$15,335	$3.99	$14,667	$2,463.34	+$668.00 → GNZUF
7	$16,411	$2.00	$16,396	$2,960.57	+$15.00 → GNZUF
8← crossover	$17,560	$1.00	$18,631	$3,612.97	$1.1K → QYLD
9	$18,790	$0.50	$21,548	$4,482.15	$2.8K → QYLD
10	$20,106	$0.25	$25,398	$5,659.31	$5.3K → QYLD

GNZUF vs QYLD: Complete Analysis 2026

GNZUF — Stock

Guangzhou Automobile Group Co., Ltd., together with its subsidiaries, engages in the research, development, manufacture, and sale of vehicles and motorcycles, and parts and components; and provision of commercial and financial services in Mainland China and internationally. The company operates through two segments, Vehicles and Related Operations, and Others. It offers large to medium sized passenger vehicles, light and heavy trucks, construction vehicles, and energy vehicles; motorcycles comprising standard motorcycles, sport bikes, scooters, etc.; and auto-parts and components, including engines, gearboxes, car seats, micro motors, shifters, electric controllers, and interior and exterior decorations. The company also provides financial investment, insurance, insurance brokerage, financial leasing, automobile credit, and other related services; and engages in the businesses of vehicle sales, logistics, international trading, second-hand vehicles, end-of-life vehicles disassembling, resources recycling, supporting services, digitalization and mobility transportation services, etc. In addition, it offers investment management services; and engages in the trade of steel. The company was incorporated in 1997 and is headquartered in Guangzhou, the People's Republic of China. Guangzhou Automobile Group Co., Ltd. is a subsidiary of Guangzhou Automobile Industry Group Co., Ltd.

Full GNZUF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.