HomeCompareGPS vs XYLD

GPS vs XYLD: Dividend Comparison 2026

GPS yields 2.44% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.0K in total portfolio value· pulled ahead in Year 7
10 years
GPS
GPS
● Live price
2.44%
Share price
$24.55
Annual div
$0.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$286.17
Full GPS calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — GPS vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGPSXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GPS + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GPS pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GPS
Annual income on $10K today (after 15% tax)
$207.74/yr
After 10yr DRIP, annual income (after tax)
$243.24/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,492.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GPS + XYLD for your $10,000?

GPS: 50%XYLD: 50%
100% XYLD50/50100% GPS
Portfolio after 10yr
$24.3K
Annual income
$1,752.60/yr
Blended yield
7.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GPS right now

GPS
Analyst Ratings
17
Buy
38
Hold
4
Sell
Consensus: Hold
Price Target
$31.75
+29.3% upside vs current
Range: $30.00 — $33.00
Altman Z
3.1
Piotroski
6/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GPS buys
0
XYLD buys
0
No recent congressional trades found for GPS or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGPSXYLD
Forward yield2.44%10.98%
Annual dividend / share$0.60$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.3K$25.3K
Annual income after 10y$286.17$3,219.02
Total dividends collected$2.7K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: GPS vs XYLD ($10,000, DRIP)

YearGPS PortfolioGPS Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,944$244.40$10,818$1,098.39+$126.00GPS
2$11,960$249.98$11,738$1,222.51+$222.00GPS
3$13,053$255.32$12,774$1,364.64+$279.00GPS
4$14,227$260.41$13,944$1,527.86+$283.00GPS
5$15,488$265.27$15,270$1,715.87+$218.00GPS
6$16,842$269.89$16,775$1,933.09+$67.00GPS
7← crossover$18,296$274.28$18,490$2,184.87$194.00XYLD
8$19,855$278.46$20,450$2,477.63$595.00XYLD
9$21,527$282.42$22,697$2,819.19$1.2KXYLD
10$23,320$286.17$25,280$3,219.02$2.0KXYLD

GPS vs XYLD: Complete Analysis 2026

GPSStock

The Gap, Inc. operates as an apparel retail company. The company offers apparel, accessories, and personal care products for men, women, and children under the Old Navy, Gap, Banana Republic, and Athleta brands. Its products include denim, tees, fleece, and khakis; eyewear, jewelry, shoes, handbags, and fragrances; and fitness and lifestyle products for use in yoga, training, sports, travel, and everyday activities for women and girls. The company offers its products through company-operated stores, franchise stores, Websites, third-party arrangements, and catalogs. It has franchise agreements with unaffiliated franchisees to operate Old Navy, Gap, Athleta, and Banana Republic stores and websites in Asia, Europe, Latin America, the Middle East, and Africa. As of December 31, 2021, the company had 2,835 company-operated stores and 564 franchise stores. It also provides its products through e-commerce sites. The Gap, Inc. was incorporated in 1969 and is headquartered in San Francisco, California.

Full GPS Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.