Is GRMIX or RYLD a better dividend investment in 2026?

GRMIX currently yields 5.59% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: GRMIX offers higher current income.

What is the dividend yield difference between GRMIX and RYLD?

GRMIX has a forward dividend yield of 5.59% ($1.64/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 1.59 percentage points.

Home › Compare › GRMIX vs RYLD

GRMIX vs RYLD: Dividend Comparison 2026

GRMIX yields 5.59% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GRMIX wins by $849.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

GRMIX

● Live price

5.59%

Share price

$29.45

Annual div

$1.64

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.9K

Annual income

$797.85

Full GRMIX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — GRMIX vs RYLD

📍 GRMIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GRMIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GRMIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

GRMIX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GRMIX

Annual income on $10K today (after 15% tax)

$474.78/yr

After 10yr DRIP, annual income (after tax)

$678.17/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $86.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GRMIX + RYLD for your $10,000?

GRMIX: 50%RYLD: 50%

100% RYLD50/50100% GRMIX

Portfolio after 10yr

$28.5K

Annual income

$848.53/yr

Blended yield

2.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GRMIX buys

RYLD buys

No recent congressional trades found for GRMIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGRMIXRYLD

Forward yield	5.59% ✓	4.00%
Annual dividend / share	$1.64	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$28.9K ✓	$28.0K
Annual income after 10y	$797.85	$899.19 ✓
Total dividends collected	$6.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GRMIX vs RYLD ($10,000, DRIP)

Year	GRMIX Portfolio	GRMIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,259	$558.57	$11,120	$420.00	+$139.00 → GRMIX
2	$12,634	$587.73	$12,357	$458.31	+$277.00 → GRMIX
3	$14,135	$616.40	$13,721	$499.76	+$414.00 → GRMIX
4	$15,769	$644.50	$15,227	$544.58	+$542.00 → GRMIX
5	$17,545	$671.97	$16,885	$593.02	+$660.00 → GRMIX
6	$19,472	$698.73	$18,713	$645.34	+$759.00 → GRMIX
7	$21,560	$724.74	$20,724	$701.81	+$836.00 → GRMIX
8	$23,819	$749.95	$22,938	$762.73	+$881.00 → GRMIX
9	$26,260	$774.33	$25,372	$828.41	+$888.00 → GRMIX
10	$28,896	$797.85	$28,047	$899.19	+$849.00 → GRMIX

GRMIX vs RYLD: Complete Analysis 2026

GRMIX — Stock

The fund employs a “passive” management, or indexing, approach, which seeks to match approximately the performance of the S&P 500 Index before the deduction of Fund expenses. The S&P 500 Index includes approximately 500 stocks of large U.S. companies in a wide range of businesses. The fund does not necessarily invest in all of the securities included in the S&P 500 Index or in the same weightings.

Full GRMIX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.