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GRTYA vs SPHD: Dividend Comparison 2026

GRTYA yields 0.04% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $8.3K in total portfolio value
10 years
GRTYA
GRTYA
● Live price
0.04%
Share price
$5,500.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$3.64
Full GRTYA calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — GRTYA vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGRTYASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GRTYA + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GRTYA pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GRTYA
Annual income on $10K today (after 15% tax)
$3.09/yr
After 10yr DRIP, annual income (after tax)
$3.09/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $761.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GRTYA + SPHD for your $10,000?

GRTYA: 50%SPHD: 50%
100% SPHD50/50100% GRTYA
Portfolio after 10yr
$23.9K
Annual income
$451.42/yr
Blended yield
1.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GRTYA buys
0
SPHD buys
0
No recent congressional trades found for GRTYA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGRTYASPHD
Forward yield0.04%4.00% ✓
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$19.7K$28.0K ✓
Annual income after 10y$3.64$899.19 ✓
Total dividends collected$36.00 ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GRTYA vs SPHD ($10,000, DRIP)

YearGRTYA PortfolioGRTYA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,704$3.64$11,120$420.00$416.00 → SPHD
2$11,457$3.64$12,357$458.31$900.00 → SPHD
3$12,262$3.64$13,721$499.76$1.5K → SPHD
4$13,124$3.64$15,227$544.58$2.1K → SPHD
5$14,046$3.64$16,885$593.02$2.8K → SPHD
6$15,033$3.64$18,713$645.34$3.7K → SPHD
7$16,089$3.64$20,724$701.81$4.6K → SPHD
8$17,219$3.64$22,938$762.73$5.7K → SPHD
9$18,428$3.64$25,372$828.41$6.9K → SPHD
10$19,722$3.64$28,047$899.19$8.3K → SPHD

GRTYA vs SPHD: Complete Analysis 2026

GRTYA — Stock

Guaranty Corporation was acquired by Guaranty Bancorp. Guaranty Corporation owns and operates banks such as Guaranty Bank & Trust Company, First National Bank of Strasburg, and Collegiate Peaks Bank. The company is based in Baton Rouge, Louisiana.

Full GRTYA Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.