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GSBX vs ADC: Dividend Comparison 2026

GSBX yields 6.17% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $148.9K in total portfolio value· pulled ahead in Year 4
10 years
GSBX
GSBX
● Live price
6.17%
Share price
$32.42
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.1K
Annual income
$913.86
Full GSBX calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — GSBX vs ADC

📍 ADC pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGSBXADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GSBX + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GSBX pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GSBX
Annual income on $10K today (after 15% tax)
$524.37/yr
After 10yr DRIP, annual income (after tax)
$776.78/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,900.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GSBX + ADC for your $10,000?

GSBX: 50%ADC: 50%
100% ADC50/50100% GSBX
Portfolio after 10yr
$104.5K
Annual income
$40,855.58/yr
Blended yield
39.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

GSBX
No analyst data
Altman Z
-0.7
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GSBX buys
0
ADC buys
0
No recent congressional trades found for GSBX or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGSBXADC
Forward yield6.17%4.13%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$30.1K$178.9K
Annual income after 10y$913.86$80,797.29
Total dividends collected$7.7K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: GSBX vs ADC ($10,000, DRIP)

YearGSBX PortfolioGSBX Income/yrADC PortfolioADC Income/yrGap
1$11,317$616.90$10,990$580.36+$327.00GSBX
2$12,762$652.47$12,301$860.26+$461.00GSBX
3$14,342$687.63$14,104$1,298.62+$238.00GSBX
4← crossover$16,069$722.25$16,691$2,008.16$622.00ADC
5$17,950$756.25$20,580$3,205.09$2.6KADC
6$19,996$789.51$26,754$5,330.02$6.8KADC
7$22,217$821.96$37,196$9,345.14$15.0KADC
8$24,626$853.54$56,244$17,523.09$31.6KADC
9$27,234$884.19$94,286$35,736.21$67.1KADC
10$30,054$913.86$178,949$80,797.29$148.9KADC

GSBX vs ADC: Complete Analysis 2026

GSBXStock

Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, and San Bernardino counties in California. The company accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. Its loan products comprise business operating business term, commercial real estate, equipment financing, and construction loans, as well as letters of credit. The company also provides bill payment, transfers, cash managements, armored car and courier, debit/atm card, bill payment, remote deposit capture, and online and mobile banking services. It serves the business, commercial, and professional markets through its branches located in Glendale and Upland. The company was founded in 2015 and is headquartered in Glendale, California.

Full GSBX Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.