Is GSKY or RYLD a better dividend investment in 2026?

GSKY currently yields 19.61% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: GSKY offers higher current income.

What is the dividend yield difference between GSKY and RYLD?

GSKY has a forward dividend yield of 19.61% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.47 percentage points.

Home › Compare › GSKY vs RYLD

GSKY vs RYLD: Dividend Comparison 2026

GSKY yields 19.61% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $21.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GSKY

● Live price

19.61%

Share price

$10.20

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.2K

Annual income

$2.26

Full GSKY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — GSKY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GSKY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GSKY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GSKY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GSKY

Annual income on $10K today (after 15% tax)

$1,666.67/yr

After 10yr DRIP, annual income (after tax)

$1.92/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,197.33/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GSKY + RYLD for your $10,000?

GSKY: 50%RYLD: 50%

100% RYLD50/50100% GSKY

Portfolio after 10yr

$33.9K

Annual income

$1,294.80/yr

Blended yield

3.82%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GSKY right now

GSKY

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

2.4

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GSKY buys

RYLD buys

No recent congressional trades found for GSKY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGSKYRYLD

Forward yield	19.61% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$23.2K	$44.5K ✓
Annual income after 10y	$2.26	$2,587.35 ✓
Total dividends collected	$2.1K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GSKY vs RYLD ($10,000, DRIP)

Year	GSKY Portfolio	GSKY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,680	$980.39	$11,914	$1,213.65	$234.00 → RYLD
2	$13,033	$535.11	$14,099	$1,351.30	$1.1K → RYLD
3	$14,224	$279.01	$16,580	$1,494.55	$2.4K → RYLD
4	$15,362	$142.30	$19,384	$1,642.61	$4.0K → RYLD
5	$16,510	$71.81	$22,535	$1,794.70	$6.0K → RYLD
6	$17,701	$36.06	$26,063	$1,950.00	$8.4K → RYLD
7	$18,959	$18.07	$29,995	$2,107.69	$11.0K → RYLD
8	$20,295	$9.04	$34,361	$2,266.99	$14.1K → RYLD
9	$21,720	$4.52	$39,194	$2,427.12	$17.5K → RYLD
10	$23,243	$2.26	$44,525	$2,587.35	$21.3K → RYLD

GSKY vs RYLD: Complete Analysis 2026

GSKY — Stock

GreenSky, Inc., a technology company, that enables promotional financing at the point of sale for merchants, consumers, and bank partners. It offers a proprietary technology infrastructure that supports the full transaction lifecycle, including credit application, underwriting, real-time allocation to bank partners, document distribution, funding, settlement, and servicing functions. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Full GSKY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.