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GTCSX vs SCHD: Dividend Comparison 2026

GTCSX yields 8.61% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GTCSX wins by $6.4K in total portfolio value
10 years
GTCSX
GTCSX
● Live price
8.61%
Share price
$28.42
Annual div
$2.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.4K
Annual income
$1,483.37
Full GTCSX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — GTCSX vs SCHD

📍 GTCSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGTCSXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GTCSX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GTCSX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GTCSX
Annual income on $10K today (after 15% tax)
$731.98/yr
After 10yr DRIP, annual income (after tax)
$1,260.86/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, GTCSX beats the other by $901.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GTCSX + SCHD for your $10,000?

GTCSX: 50%SCHD: 50%
100% SCHD50/50100% GTCSX
Portfolio after 10yr
$32.2K
Annual income
$952.99/yr
Blended yield
2.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GTCSX buys
0
SCHD buys
0
No recent congressional trades found for GTCSX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGTCSXSCHD
Forward yield8.61%3.44%
Annual dividend / share$2.45$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.4K$29.0K
Annual income after 10y$1,483.37$422.61
Total dividends collected$11.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GTCSX vs SCHD ($10,000, DRIP)

YearGTCSX PortfolioGTCSX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,561$861.15$11,224$344.10+$337.00GTCSX
2$13,301$930.46$12,567$354.98+$734.00GTCSX
3$15,232$1,000.45$14,038$365.30+$1.2KGTCSX
4$17,369$1,070.77$15,648$375.06+$1.7KGTCSX
5$19,726$1,141.12$17,410$384.27+$2.3KGTCSX
6$22,318$1,211.19$19,335$392.95+$3.0KGTCSX
7$25,161$1,280.69$21,437$401.10+$3.7KGTCSX
8$28,272$1,349.37$23,733$408.75+$4.5KGTCSX
9$31,668$1,417.00$26,237$415.91+$5.4KGTCSX
10$35,368$1,483.37$28,968$422.61+$6.4KGTCSX

GTCSX vs SCHD: Complete Analysis 2026

GTCSXStock

The investment seeks long-term appreciation consistent with reasonable risk to principal. The fund normally invests at least 80% of the value of its net assets (including borrowings for investment purposes) in equity securities, such as common stocks and preferred stocks, of U.S. small cap companies that the Advisor believes are undervalued. Small cap companies include companies with market capitalizations, at the time of purchase, that are within the market capitalization range of any stock in the Russell 2000® Index at its last rebalancing.

Full GTCSX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.