Is GTPS or RYLD a better dividend investment in 2026?

GTPS currently yields 1.50% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between GTPS and RYLD?

GTPS has a forward dividend yield of 1.50% ($1.05/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.64 percentage points.

Home › Compare › GTPS vs RYLD

GTPS vs RYLD: Dividend Comparison 2026

GTPS yields 1.50% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GTPS wins by $14.9K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

GTPS

● Live price

1.50%

Share price

$70.00

Annual div

$1.05

5Y div CAGR

46.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$59.5K

Annual income

$15,095.42

Full GTPS calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — GTPS vs RYLD

📍 GTPS pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GTPS	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GTPS + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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GTPS pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GTPS

Annual income on $10K today (after 15% tax)

$127.50/yr

After 10yr DRIP, annual income (after tax)

$12,831.11/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, GTPS beats the other by $10,631.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GTPS + RYLD for your $10,000?

GTPS: 50%RYLD: 50%

100% RYLD50/50100% GTPS

Portfolio after 10yr

$52.0K

Annual income

$8,841.38/yr

Blended yield

17.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GTPS buys

RYLD buys

No recent congressional trades found for GTPS or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGTPSRYLD

Forward yield	1.50%	12.14% ✓
Annual dividend / share	$1.05	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	46.2% ✓	0%
Portfolio after 10y	$59.5K ✓	$44.5K
Annual income after 10y	$15,095.42 ✓	$2,587.35
Total dividends collected	$35.8K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GTPS vs RYLD ($10,000, DRIP)

Year	GTPS Portfolio	GTPS Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,919	$219.30	$11,914	$1,213.65	$995.00 → RYLD
2	$12,011	$327.19	$14,099	$1,351.30	$2.1K → RYLD
3	$13,343	$491.74	$16,580	$1,494.55	$3.2K → RYLD
4	$15,024	$746.44	$19,384	$1,642.61	$4.4K → RYLD
5	$17,224	$1,148.35	$22,535	$1,794.70	$5.3K → RYLD
6	$20,228	$1,798.81	$26,063	$1,950.00	$5.8K → RYLD
7	$24,531	$2,886.55	$29,995	$2,107.69	$5.5K → RYLD
8	$31,031	$4,782.96	$34,361	$2,266.99	$3.3K → RYLD
9← crossover	$41,470	$8,266.90	$39,194	$2,427.12	+$2.3K → GTPS
10	$59,468	$15,095.42	$44,525	$2,587.35	+$14.9K → GTPS

GTPS vs RYLD: Complete Analysis 2026

GTPS — Stock

Great American Bancorp, Inc. operates as a thrift holding company for First Federal Savings Bank of Champaign-Urbana that provides various banking and financial services to individual and corporate customers primarily in Champaign County, Illinois. Its deposit products include demand deposits, savings accounts, time deposits, money market accounts, and certificates of deposit. The company's loan products comprise 1-4 family residential real estate loans; loans secured by multi-family residential real estate and commercial properties or land; construction loans, including 1-4 family, multi-family, and commercial construction loans; commercial loans; and consumer loans, such as home equity loans, auto and mobile home loans, other secured and unsecured loans, and lines of credit. It also provides full service brokerage activities through a third-party broker-dealer; and sells tax deferred annuities. In addition, the company offers insurance products, including life, health, auto, property, and casualty insurance to individuals and businesses. Great American Bancorp, Inc. was founded in 1908 and is based in Champaign, Illinois.

Full GTPS Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.