Is GTR or SCHD a better dividend investment in 2026?

GTR currently yields 5.88% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: GTR offers higher current income.

What is the dividend yield difference between GTR and SCHD?

GTR has a forward dividend yield of 5.88% ($1.44/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.42 percentage points.

Home › Compare › GTR vs SCHD

GTR vs SCHD: Dividend Comparison 2026

GTR yields 5.88% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GTR wins by $457.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

GTR

● Live price

5.88%

Share price

$24.56

Annual div

$1.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.5K

Annual income

$854.63

Full GTR calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GTR vs SCHD

📍 GTR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GTR	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, GTR + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GTR pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GTR

Annual income on $10K today (after 15% tax)

$499.43/yr

After 10yr DRIP, annual income (after tax)

$726.44/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, GTR beats the other by $364.38/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GTR + SCHD for your $10,000?

GTR: 50%SCHD: 50%

100% SCHD50/50100% GTR

Portfolio after 10yr

$29.2K

Annual income

$640.28/yr

Blended yield

2.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GTR buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGTRSCHD

Forward yield	5.88% ✓	3.46%
Annual dividend / share	$1.44 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.5K ✓	$29.0K
Annual income after 10y	$854.63 ✓	$425.95
Total dividends collected	$7.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GTR vs SCHD ($10,000, DRIP)

Year	GTR Portfolio	GTR Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,288	$587.57	$11,226	$346.36	+$62.00 → GTR
2	$12,698	$619.83	$12,572	$357.38	+$126.00 → GTR
3	$14,238	$651.64	$14,046	$367.84	+$192.00 → GTR
4	$15,918	$682.90	$15,660	$377.73	+$258.00 → GTR
5	$17,745	$713.51	$17,425	$387.07	+$320.00 → GTR
6	$19,731	$743.40	$19,354	$395.86	+$377.00 → GTR
7	$21,885	$772.51	$21,461	$404.13	+$424.00 → GTR
8	$24,217	$800.77	$23,762	$411.89	+$455.00 → GTR
9	$26,741	$828.16	$26,272	$419.15	+$469.00 → GTR
10	$29,467	$854.63	$29,010	$425.95	+$457.00 → GTR

GTR vs SCHD: Complete Analysis 2026

GTR — Stock

In pursuing its investment objectives, the fund adviser seeks to follow the methodology of the TOPS Global Equity Target RangeTM Index. However, the fund is an actively managed exchange-traded fund (“ETF”). Under normal conditions, approximately 80-85% of the fund’s assets are expected to be invested in the cash collateral component upon the annual roll date in January. The fund is non-diversified.

Full GTR Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this GTR vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GTR vs JEPI GTR vs O GTR vs KO GTR vs MAIN GTR vs VYM GTR vs DGRO GTR vs VIG GTR vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.