Is GTSOX or SCHD a better dividend investment in 2026?

GTSOX currently yields 7.67% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: GTSOX offers higher current income.

What is the dividend yield difference between GTSOX and SCHD?

GTSOX has a forward dividend yield of 7.67% ($1.02/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 4.21 percentage points.

Home › Compare › GTSOX vs SCHD

GTSOX vs SCHD: Dividend Comparison 2026

GTSOX yields 7.67% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GTSOX wins by $4.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GTSOX

● Live price

7.67%

Share price

$13.35

Annual div

$1.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.2K

Annual income

$1,247.94

Full GTSOX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — GTSOX vs SCHD

📍 GTSOX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GTSOX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GTSOX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

GTSOX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GTSOX

Annual income on $10K today (after 15% tax)

$652.30/yr

After 10yr DRIP, annual income (after tax)

$1,060.75/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, GTSOX beats the other by $698.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GTSOX + SCHD for your $10,000?

GTSOX: 50%SCHD: 50%

100% SCHD50/50100% GTSOX

Portfolio after 10yr

$31.1K

Annual income

$836.94/yr

Blended yield

2.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GTSOX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGTSOXSCHD

Forward yield	7.67% ✓	3.46%
Annual dividend / share	$1.02	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.2K ✓	$29.0K
Annual income after 10y	$1,247.94 ✓	$425.95
Total dividends collected	$10.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: GTSOX vs SCHD ($10,000, DRIP)

Year	GTSOX Portfolio	GTSOX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,467	$767.42	$11,226	$346.36	+$241.00 → GTSOX
2	$13,093	$822.46	$12,572	$357.38	+$521.00 → GTSOX
3	$14,887	$877.58	$14,046	$367.84	+$841.00 → GTSOX
4	$16,861	$932.56	$15,660	$377.73	+$1.2K → GTSOX
5	$19,029	$987.16	$17,425	$387.07	+$1.6K → GTSOX
6	$21,402	$1,041.17	$19,354	$395.86	+$2.0K → GTSOX
7	$23,994	$1,094.41	$21,461	$404.13	+$2.5K → GTSOX
8	$26,821	$1,146.71	$23,762	$411.89	+$3.1K → GTSOX
9	$29,896	$1,197.93	$26,272	$419.15	+$3.6K → GTSOX
10	$33,237	$1,247.94	$29,010	$425.95	+$4.2K → GTSOX

GTSOX vs SCHD: Complete Analysis 2026

GTSOX — Stock

Under normal market circumstances, at least 80% of the value of the Portfolio's total assets (including borrowings for investment purposes) will be subject to secured option strategies, which are written covered call and/or secured put options on stock index ETFs, stock indices and/or individual stocks held by the Portfolio.

Full GTSOX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.