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GULRF vs SCHD: Dividend Comparison 2026

GULRF yields 5.54% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.4K in total portfolio value
10 years
GULRF
GULRF
● Live price
5.54%
Share price
$8.34
Annual div
$0.46
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.57
Full GULRF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — GULRF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGULRFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GULRF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GULRF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GULRF
Annual income on $10K today (after 15% tax)
$471.17/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $361.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GULRF + SCHD for your $10,000?

GULRF: 50%SCHD: 50%
100% SCHD50/50100% GULRF
Portfolio after 10yr
$24.8K
Annual income
$213.25/yr
Blended yield
0.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GULRF buys
0
SCHD buys
0
No recent congressional trades found for GULRF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGULRFSCHD
Forward yield5.54%3.46%
Annual dividend / share$0.46$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$29.0K
Annual income after 10y$0.57$425.95
Total dividends collected$563.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GULRF vs SCHD ($10,000, DRIP)

YearGULRF PortfolioGULRF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,977$277.16$11,226$346.36$249.00SCHD
2$11,888$142.17$12,572$357.38$684.00SCHD
3$12,792$71.94$14,046$367.84$1.3KSCHD
4$13,723$36.18$15,660$377.73$1.9KSCHD
5$14,702$18.14$17,425$387.07$2.7KSCHD
6$15,740$9.08$19,354$395.86$3.6KSCHD
7$16,847$4.54$21,461$404.13$4.6KSCHD
8$18,028$2.27$23,762$411.89$5.7KSCHD
9$19,291$1.14$26,272$419.15$7.0KSCHD
10$20,642$0.57$29,010$425.95$8.4KSCHD

GULRF vs SCHD: Complete Analysis 2026

GULRFStock

Guoco Group Limited, an investment holding company, engages in the principal investment, property investment and development, hospitality and leisure, and financial service businesses. The company's Principal Investment segment offers debt, equity, and direct investments, as well as treasury operations with trading and strategic investments in global capital markets. Its Property Development and Investment segment develops residential and commercial properties, as well as holds properties for rental income in Singapore, China, Malaysia, Vietnam, and Hong Kong. The company's Hospitality and Leisure Business segment owns, leases, and manages hotels; and operates gaming and leisure businesses in the United Kingdom, Spain, and Belgium. This segment owns and operates hotels under Guoman, Thistle, and Thistle Express brands, as well as operates Hard Rock Hotel London under a third party brand. It offers Mecca, a bingo operator in Great Britain with 125 venues and a digital channel, www.meccabingo.com that provides a selection of games from bingo to slot machines; Grosvenor Casinos, a casino operator with 70 casinos in Great Britain and casino in Belgium, as well as its digital channel, www.grosvenorcasinos.com; and Enracha, which offers a range of popular games and sports betting through its 10 venues in Spain and its digital channels www.enracha.es, www.yobingo.es, and www.yocasino.es. Its Financial Services segment provides commercial and consumer, Islamic, and investment banking services; and life and general insurance, Takaful insurance, fund management and unit trust, corporate advisory, and stock broking services. The company also offers royalty entitlement of Bass Strait's oil and gas production, as well as manufactures, markets, and distributes health products. The company is based in Central, Hong Kong. Guoco Group Limited is a subsidiary of GuoLine Overseas Limited.

Full GULRF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.