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GUMI vs DVY: Dividend Comparison 2026

GUMI yields 2.85% · DVY yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $4.1K in total portfolio value
10 years
GUMI
GUMI
● Live price
2.85%
Share price
$50.37
Annual div
$1.43
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.0K
Annual income
$342.22
Full GUMI calculator →
DVY
DVY
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DVY calculator →

Portfolio growth — GUMI vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGUMIDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GUMI + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GUMI pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GUMI
Annual income on $10K today (after 15% tax)
$242.09/yr
After 10yr DRIP, annual income (after tax)
$290.89/yr
DVY
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DVY beats the other by $473.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GUMI + DVY for your $10,000?

GUMI: 50%DVY: 50%
100% DVY50/50100% GUMI
Portfolio after 10yr
$26.0K
Annual income
$620.71/yr
Blended yield
2.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GUMI buys
0
DVY buys
0
No recent congressional trades found for GUMI or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGUMIDVY
Forward yield2.85%4.00% ✓
Annual dividend / share$1.43$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$24.0K$28.0K ✓
Annual income after 10y$342.22$899.19 ✓
Total dividends collected$3.2K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GUMI vs DVY ($10,000, DRIP)

YearGUMI PortfolioGUMI Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$10,985$284.81$11,120$420.00$135.00 → DVY
2$12,046$292.39$12,357$458.31$311.00 → DVY
3$13,189$299.67$13,721$499.76$532.00 → DVY
4$14,419$306.63$15,227$544.58$808.00 → DVY
5$15,742$313.30$16,885$593.02$1.1K → DVY
6$17,163$319.66$18,713$645.34$1.6K → DVY
7$18,690$325.73$20,724$701.81$2.0K → DVY
8$20,330$331.50$22,938$762.73$2.6K → DVY
9$22,090$337.00$25,372$828.41$3.3K → DVY
10$23,979$342.22$28,047$899.19$4.1K → DVY

GUMI vs DVY: Complete Analysis 2026

GUMI — Stock

The Goldman Sachs Ultra Short Municipal Income ETF (the “Fund”) seeks a high level of current income, consistent with relatively low volatility of principal, that is exempt from regular federal income tax.

Full GUMI Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.