Home › Compare › GWBK vs ADC

GWBK vs ADC: Dividend Comparison 2026

GWBK yields 3076.92% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GWBK wins by $578804600665.32M in total portfolio value
10 years
GWBK
GWBK
● Live price
3076.92%
Share price
$0.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$578804600665.50M
Annual income
$544,023,840,488,516,100.00
Full GWBK calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — GWBK vs ADC

📍 GWBK pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGWBKADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GWBK + ADC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GWBK pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GWBK
Annual income on $10K today (after 15% tax)
$261,538.46/yr
After 10yr DRIP, annual income (after tax)
$462,420,264,415,238,660.00/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, GWBK beats the other by $462,420,264,415,170,940.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GWBK + ADC for your $10,000?

GWBK: 50%ADC: 50%
100% ADC50/50100% GWBK
Portfolio after 10yr
$289402300332.84M
Annual income
$272,011,920,244,297,860.00/yr
Blended yield
93.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

GWBK
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GWBK buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGWBKADC
Forward yield3076.92% ✓4.11%
Annual dividend / share$2.00$3.10 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4% ✓
Portfolio after 10y$578804600665.50M ✓$176.9K
Annual income after 10y$544,023,840,488,516,100.00 ✓$79,647.25
Total dividends collected$576403114825.48M ✓$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: GWBK vs ADC ($10,000, DRIP)

YearGWBK PortfolioGWBK Income/yrADC PortfolioADC Income/yrGap
1← crossover$318,392$307,692.31$10,987$577.21+$307.4K → GWBK
2$9,496,461$9,155,781.67$12,293$855.34+$9.48M → GWBK
3$265,378,974$255,217,760.17$14,088$1,290.70+$265.36M → GWBK
4$6,949,441,440$6,665,485,937.77$16,660$1,994.91+$6949.42M → GWBK
5$170,564,997,752$163,129,095,411.51$20,525$3,181.85+$170564.98M → GWBK
6$3,924,365,658,393$3,741,861,110,798.54$26,654$5,286.90+$3924365.63M → GWBK
7$84,659,703,250,880$80,460,631,996,399.20$37,006$9,259.47+$84659703.21M → GWBK
8$1,712,795,370,094,185$1,622,209,487,615,743.00$55,862$17,338.74+$1712795370.04M → GWBK
9$32,505,383,342,974,930$30,672,692,296,974,148.00$93,452$35,300.32+$32505383342.88M → GWBK
10$578,804,600,665,499,400$544,023,840,488,516,100.00$176,931$79,647.25+$578804600665.32M → GWBK

GWBK vs ADC: Complete Analysis 2026

GWBK — Stock

Gateway Bank, F.S.B. provides personal and commercial banking products and services in California. The company provides Personal Banking products and services, including checking accounts, savings accounts, certificate of deposit, and individual retirement accounts; and online banking services. It also offers business banking products and services, including checking and savings accounts, money market accounts, and certificate of deposit; and merchant banking services. Gateway Bank, F.S.B. was formerly known as Gateway Bank FSB and changed the name to Gateway Bank, F.S.B. in October, 2010. Gateway Bank, F.S.B. was founded in 1990 and is based in Oakland, California. Gateway Bank, F.S.B. operates as a subsidiary of SK&LLWANG, LLC.

Full GWBK Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
📬

Get this GWBK vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GWBK vs SCHDGWBK vs JEPIGWBK vs OGWBK vs KOGWBK vs MAINGWBK vs NNNGWBK vs EPRTGWBK vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.