Is GWPFX or XYLD a better dividend investment in 2026?

GWPFX currently yields 6.30% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between GWPFX and XYLD?

GWPFX has a forward dividend yield of 6.30% ($1.67/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.68 percentage points.

Home › Compare › GWPFX vs XYLD

GWPFX vs XYLD: Dividend Comparison 2026

GWPFX yields 6.30% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GWPFX wins by $5.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GWPFX

● Live price

6.30%

Share price

$26.44

Annual div

$1.67

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.3K

Annual income

$941.12

Full GWPFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — GWPFX vs XYLD

📍 GWPFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GWPFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, GWPFX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GWPFX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GWPFX

Annual income on $10K today (after 15% tax)

$535.59/yr

After 10yr DRIP, annual income (after tax)

$799.95/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,936.22/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GWPFX + XYLD for your $10,000?

GWPFX: 50%XYLD: 50%

100% XYLD50/50100% GWPFX

Portfolio after 10yr

$27.8K

Annual income

$2,080.07/yr

Blended yield

7.48%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GWPFX buys

XYLD buys

No recent congressional trades found for GWPFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGWPFXXYLD

Forward yield	6.30%	10.98% ✓
Annual dividend / share	$1.67	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.3K ✓	$25.3K
Annual income after 10y	$941.12	$3,219.02 ✓
Total dividends collected	$7.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: GWPFX vs XYLD ($10,000, DRIP)

Year	GWPFX Portfolio	GWPFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,330	$630.11	$10,818	$1,098.39	+$512.00 → GWPFX
2	$12,790	$667.21	$11,738	$1,222.51	+$1.1K → GWPFX
3	$14,390	$703.93	$12,774	$1,364.64	+$1.6K → GWPFX
4	$16,137	$740.14	$13,944	$1,527.86	+$2.2K → GWPFX
5	$18,042	$775.72	$15,270	$1,715.87	+$2.8K → GWPFX
6	$20,116	$810.57	$16,775	$1,933.09	+$3.3K → GWPFX
7	$22,369	$844.60	$18,490	$2,184.87	+$3.9K → GWPFX
8	$24,812	$877.74	$20,450	$2,477.63	+$4.4K → GWPFX
9	$27,459	$909.93	$22,697	$2,819.19	+$4.8K → GWPFX
10	$30,322	$941.12	$25,280	$3,219.02	+$5.0K → GWPFX

GWPFX vs XYLD: Complete Analysis 2026

GWPFX — Stock

The fund invests in a mix of American Funds in different combinations and weightings. The underlying American Funds will primarily consist of growth funds. Through its investments in the underlying funds, the fund will have significant exposure to growth-oriented common stocks. It will typically have significant exposure to issuers domiciled outside the United States. The fund may also have exposure to smaller capitalization issuers and issuers domiciled in emerging markets.

Full GWPFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this GWPFX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GWPFX vs SCHD GWPFX vs JEPI GWPFX vs O GWPFX vs KO GWPFX vs MAIN GWPFX vs QYLD GWPFX vs JEPQ GWPFX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.