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GYC vs SPHD: Dividend Comparison 2026

GYC yields 7.98% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GYC wins by $5.9K in total portfolio value
10 years
GYC
GYC
● Live price
7.98%
Share price
$25.05
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,323.33
Full GYC calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — GYC vs SPHD

📍 GYC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGYCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GYC + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GYC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GYC
Annual income on $10K today (after 15% tax)
$678.64/yr
After 10yr DRIP, annual income (after tax)
$1,124.83/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, GYC beats the other by $360.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GYC + SPHD for your $10,000?

GYC: 50%SPHD: 50%
100% SPHD50/50100% GYC
Portfolio after 10yr
$31.0K
Annual income
$1,111.27/yr
Blended yield
3.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GYC buys
0
SPHD buys
0
No recent congressional trades found for GYC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGYCSPHD
Forward yield7.98% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$33.9K ✓$28.0K
Annual income after 10y$1,323.33 ✓$899.19
Total dividends collected$10.6K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: GYC vs SPHD ($10,000, DRIP)

YearGYC PortfolioGYC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,498$798.40$11,120$420.00+$378.00 → GYC
2$13,161$857.98$12,357$458.31+$804.00 → GYC
3$15,000$917.81$13,721$499.76+$1.3K → GYC
4$17,028$977.63$15,227$544.58+$1.8K → GYC
5$19,257$1,037.17$16,885$593.02+$2.4K → GYC
6$21,701$1,096.21$18,713$645.34+$3.0K → GYC
7$24,375$1,154.53$20,724$701.81+$3.7K → GYC
8$27,293$1,211.94$22,938$762.73+$4.4K → GYC
9$30,472$1,268.25$25,372$828.41+$5.1K → GYC
10$33,928$1,323.33$28,047$899.19+$5.9K → GYC

GYC vs SPHD: Complete Analysis 2026

GYC — Stock

GYC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in GYC shares.

Full GYC Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.