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HARD vs DVY: Dividend Comparison 2026

HARD yields 3.25% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $418.00 in total portfolio value
10 years
HARD
HARD
● Live price
3.25%
Share price
$35.37
Annual div
$1.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$400.83
Full HARD calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — HARD vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHARDDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HARD + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HARD pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HARD
Annual income on $10K today (after 15% tax)
$276.36/yr
After 10yr DRIP, annual income (after tax)
$340.71/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, DVY beats the other by $31.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HARD + DVY for your $10,000?

HARD: 50%DVY: 50%
100% DVY50/50100% HARD
Portfolio after 10yr
$24.9K
Annual income
$419.31/yr
Blended yield
1.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HARD buys
0
DVY buys
0
No recent congressional trades found for HARD or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHARDDVY
Forward yield3.25%3.50%
Annual dividend / share$1.15$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.7K$25.1K
Annual income after 10y$400.83$437.78
Total dividends collected$3.7K$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HARD vs DVY ($10,000, DRIP)

YearHARD PortfolioHARD Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,025$325.13$11,050$349.62$25.00DVY
2$12,132$335.01$12,184$361.04$52.00DVY
3$13,326$344.53$13,409$372.07$83.00DVY
4$14,612$353.67$14,730$382.68$118.00DVY
5$15,997$362.44$16,154$392.89$157.00DVY
6$17,488$370.85$17,688$402.69$200.00DVY
7$19,091$378.88$19,338$412.07$247.00DVY
8$20,814$386.55$21,113$421.04$299.00DVY
9$22,665$393.87$23,020$429.61$355.00DVY
10$24,652$400.83$25,070$437.78$418.00DVY

HARD vs DVY: Complete Analysis 2026

HARDStock

Commodities are a terrific way to hedge portfolios against strong inflation, but long-only commodity investments are challenging to hold over strategic horizons given their prevalence for extended periods of underperformance. The Simplify Commodities Strategy No K-1 ETF (HARD) seeks long term capital appreciation by systematically investing in commodity futures in an attempt to create commodity exposure that performs strongly during inflationary periods while still performing well in more typical market environments. To this end, HARD deploys a suite of systematic long/short (l/s) models that have been designed by Altis Partners, a commodity trading advisor with over 20 years of experience.

Full HARD Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.