HomeCompareHAVLX vs XYLD

HAVLX vs XYLD: Dividend Comparison 2026

HAVLX yields 22.37% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HAVLX wins by $59.1K in total portfolio value
10 years
HAVLX
HAVLX
● Live price
22.37%
Share price
$19.09
Annual div
$4.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.3K
Annual income
$8,610.36
Full HAVLX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — HAVLX vs XYLD

📍 HAVLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHAVLXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HAVLX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HAVLX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HAVLX
Annual income on $10K today (after 15% tax)
$1,901.16/yr
After 10yr DRIP, annual income (after tax)
$7,318.81/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, HAVLX beats the other by $4,582.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HAVLX + XYLD for your $10,000?

HAVLX: 50%XYLD: 50%
100% XYLD50/50100% HAVLX
Portfolio after 10yr
$54.8K
Annual income
$5,914.69/yr
Blended yield
10.79%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HAVLX buys
0
XYLD buys
0
No recent congressional trades found for HAVLX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHAVLXXYLD
Forward yield22.37%10.98%
Annual dividend / share$4.27$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$84.3K$25.3K
Annual income after 10y$8,610.36$3,219.02
Total dividends collected$50.7K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HAVLX vs XYLD ($10,000, DRIP)

YearHAVLX PortfolioHAVLX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,937$2,236.66$10,818$1,098.39+$2.1KHAVLX
2$16,546$2,704.19$11,738$1,222.51+$4.8KHAVLX
3$20,937$3,232.48$12,774$1,364.64+$8.2KHAVLX
4$26,225$3,822.66$13,944$1,527.86+$12.3KHAVLX
5$32,536$4,474.94$15,270$1,715.87+$17.3KHAVLX
6$40,002$5,188.56$16,775$1,933.09+$23.2KHAVLX
7$48,764$5,961.85$18,490$2,184.87+$30.3KHAVLX
8$58,970$6,792.26$20,450$2,477.63+$38.5KHAVLX
9$70,774$7,676.45$22,697$2,819.19+$48.1KHAVLX
10$84,339$8,610.36$25,280$3,219.02+$59.1KHAVLX

HAVLX vs XYLD: Complete Analysis 2026

HAVLXStock

The fund invests primarily in equity securities, principally common and preferred stocks of large cap companies. Under normal market conditions, the fund invests at least 80% of its net assets, plus borrowings for investment purposes, in securities of large cap companies. The Subadviser focuses on those companies that the advisor believes are higher quality businesses that are undervalued by the market relative to what the Subadviser believes to be their fair value. The fund may invest up to 20% of its total assets in the securities of foreign issuers, including issuers located or doing business in emerging markets.

Full HAVLX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.