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HBAN vs SAP: Dividend Comparison 2026

HBAN yields 4.13% · SAP yields 1.76%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SAP wins by $34.0K in total portfolio value· pulled ahead in Year 4
10 years
HBAN
HBAN
● Live price
4.13%
Share price
$15.02
Annual div
$0.62
5Y div CAGR
0.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$544.02
Full HBAN calculator →
SAP
SAP
● Live price
1.76%
Share price
$168.29
Annual div
$2.97
5Y div CAGR
43.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.2K
Annual income
$14,866.12
Full SAP calculator →

Portfolio growth — HBAN vs SAP

📍 SAP pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHBANSAP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HBAN + SAP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HBAN pays
SAP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBAN
Annual income on $10K today (after 15% tax)
$350.87/yr
After 10yr DRIP, annual income (after tax)
$462.42/yr
SAP
Annual income on $10K today (after 15% tax)
$150.01/yr
After 10yr DRIP, annual income (after tax)
$12,636.20/yr
At 15% tax rate, SAP beats the other by $12,173.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBAN + SAP for your $10,000?

HBAN: 50%SAP: 50%
100% SAP50/50100% HBAN
Portfolio after 10yr
$43.2K
Annual income
$7,705.07/yr
Blended yield
17.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HBAN right now

HBAN
Analyst Ratings
1
Strong
24
Buy
20
Hold
3
Sell
Consensus: Buy
Price Target
$19.88
+32.4% upside vs current
Range: $16.00 — $21.00
Altman Z
-0.4
Piotroski
6/9
SAP
Analyst Ratings
22
Buy
14
Hold
7
Sell
Consensus: Buy
Price Target
$415.33
+146.8% upside vs current
Range: $245.00 — $718.00
Altman Z
6.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBAN buys
0
SAP buys
0
No recent congressional trades found for HBAN or SAP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHBANSAP
Forward yield4.13%1.76%
Annual dividend / share$0.62$2.97
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.1%43.3%
Portfolio after 10y$26.2K$60.2K
Annual income after 10y$544.02$14,866.12
Total dividends collected$4.8K$36.3K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusBuyBuy
Analyst price target$19.88$415.33

Year-by-year: HBAN vs SAP ($10,000, DRIP)

YearHBAN PortfolioHBAN Income/yrSAP PortfolioSAP Income/yrGap
1$11,113$413.20$10,953$252.90+$160.00HBAN
2$12,321$429.58$12,091$370.97+$230.00HBAN
3$13,629$445.55$13,485$548.42+$144.00HBAN
4← crossover$15,044$461.06$15,249$819.21$205.00SAP
5$16,573$476.12$17,556$1,240.57$983.00SAP
6$18,224$490.69$20,698$1,912.91$2.5KSAP
7$20,004$504.77$25,168$3,020.33$5.2KSAP
8$21,923$518.36$31,848$4,918.38$9.9KSAP
9$23,989$531.44$42,412$8,335.30$18.4KSAP
10$26,212$544.02$60,247$14,866.12$34.0KSAP

HBAN vs SAP: Complete Analysis 2026

HBANFinancials

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company operates through four segments: Consumer and Business Banking; Commercial Banking; Vehicle Finance; and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment offers financial products and services, such as checking accounts, savings accounts, money market accounts, certificates of deposit, credit cards, and consumer and small business loans, as well as investment products. This segment also provides mortgages, insurance, interest rate risk protection, foreign exchange, automated teller machine, and treasury management services, as well as online, mobile, and telephone banking services. It serves consumer and small business customers. The Commercial Banking segment offers regional commercial banking solutions for middle market businesses, government and public sector entities, and commercial real estate developers/REITs; and specialty banking solutions for healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services industries. It also provides asset finance services; capital raising solutions, sales and trading, and corporate risk management products; institutional banking services; and treasury management services. The Vehicle Finance segment provides financing to consumers for the purchase of automobiles, light-duty trucks, recreational vehicles, and marine craft at franchised and other select dealerships, as well as to franchised dealerships for the acquisition of new and used inventory. The RBHPCG segment offers private banking, wealth and investment management, and retirement plan services. As of March 18, 2022, the company had approximately 1,000 branches in 11 states. Huntington Bancshares Incorporated was founded in 1866 and is headquartered in Columbus, Ohio.

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SAPStock

SAP SE, together with its subsidiaries, provides applications, technology, and services worldwide. It offers SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR and payroll, talent and employee experience management, and people and workforce analytics; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand their business process operations; SAP's industry cloud solutions that provides modular solutions addressing industry-specific functions; Taulia solutions for working capital management to help enable customers mitigate the effects of inflation by providing visibility into working capital and access to liquidity; and sustainability solutions and services. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.

Full SAP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.