Is HBFBX or QYLD a better dividend investment in 2026?

HBFBX currently yields 1.40% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HBFBX and QYLD?

HBFBX has a forward dividend yield of 1.40% ($0.18/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.52 percentage points.

Home › Compare › HBFBX vs QYLD

HBFBX vs QYLD: Dividend Comparison 2026

HBFBX yields 1.40% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.7K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

HBFBX

● Live price

1.40%

Share price

$13.05

Annual div

$0.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.7K

Annual income

$153.43

Full HBFBX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HBFBX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HBFBX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HBFBX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

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HBFBX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBFBX

Annual income on $10K today (after 15% tax)

$119.09/yr

After 10yr DRIP, annual income (after tax)

$130.42/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,680.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HBFBX + QYLD for your $10,000?

HBFBX: 50%QYLD: 50%

100% QYLD50/50100% HBFBX

Portfolio after 10yr

$23.5K

Annual income

$2,906.37/yr

Blended yield

12.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBFBX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHBFBXQYLD

Forward yield	1.40%	11.92% ✓
Annual dividend / share	$0.18	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.7K	$25.4K ✓
Annual income after 10y	$153.43	$5,659.31 ✓
Total dividends collected	$1.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HBFBX vs QYLD ($10,000, DRIP)

Year	HBFBX Portfolio	HBFBX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,840	$140.11	$10,352	$1,192.36	+$488.00 → HBFBX
2	$11,741	$141.94	$10,830	$1,347.57	+$911.00 → HBFBX
3	$12,706	$143.68	$11,460	$1,539.07	+$1.2K → HBFBX
4	$13,741	$145.32	$12,275	$1,777.84	+$1.5K → HBFBX
5	$14,850	$146.88	$13,323	$2,078.95	+$1.5K → HBFBX
6	$16,038	$148.34	$14,667	$2,463.34	+$1.4K → HBFBX
7	$17,310	$149.73	$16,396	$2,960.57	+$914.00 → HBFBX
8	$18,673	$151.03	$18,631	$3,612.97	+$42.00 → HBFBX
9← crossover	$20,132	$152.27	$21,548	$4,482.15	$1.4K → QYLD
10	$21,695	$153.43	$25,398	$5,659.31	$3.7K → QYLD

HBFBX vs QYLD: Complete Analysis 2026

HBFBX — Stock

The fund invests approximately 50% of its assets in roughly equal dollar amounts in the ten highest dividend-yielding Dow Jones Industrial Average ("DJIA") stocks (known as the "Dogs of the Dow"), but limits exposure to market risk and volatility by investing approximately 50% of its assets in U.S. Treasury securities with a maturity of less than one year. It is non-diversified.

Full HBFBX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.