Is HBIE or FCPT a better dividend investment in 2026?

HBIE currently yields 666666.67% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: HBIE offers higher current income.

What is the dividend yield difference between HBIE and FCPT?

HBIE has a forward dividend yield of 666666.67% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 666660.62 percentage points.

Home › Compare › HBIE vs FCPT

HBIE vs FCPT: Dividend Comparison 2026

HBIE yields 666666.67% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HBIE wins by $8.275235618773884e+34M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HBIE

● Live price

666666.67%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.275235618773884e+34M

Annual income

$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00

Full HBIE calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — HBIE vs FCPT

📍 HBIE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HBIE	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HBIE + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HBIE pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBIE

Annual income on $10K today (after 15% tax)

$56,666,666.67/yr

After 10yr DRIP, annual income (after tax)

$70,318,753,614,835,575,000,000,000,000,000,000,000,000.00/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, HBIE beats the other by $70,318,753,614,835,575,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HBIE + FCPT for your $10,000?

HBIE: 50%FCPT: 50%

100% FCPT50/50100% HBIE

Portfolio after 10yr

$4.137617809386942e+34M

Annual income

$41,363,972,714,609,160,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.97%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HBIE

No analyst data

Altman Z

906.8

Piotroski

2/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBIE buys

FCPT buys

No recent congressional trades found for HBIE or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHBIEFCPT

Forward yield	666666.67% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$8.275235618773884e+34M	$49.1K ✓
Annual income after 10y	$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00 ✓	$5,775.28
Total dividends collected	$8.275075881065991e+34M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: HBIE vs FCPT ($10,000, DRIP)

Year	HBIE Portfolio	HBIE Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$66,677,367	$66,666,666.67	$11,401	$700.92	+$66.67M → HBIE
2	$415,506,651,117	$415,435,306,334.37	$13,064	$864.84	+$415506.64M → HBIE
3	$2,419,908,598,386,268	$2,419,464,006,269,573.00	$15,051	$1,072.48	+$2419908598.37M → HBIE
4	$13,171,697,643,084,456,000	$13,169,108,340,884,183,000.00	$17,442	$1,337.22	+$13171697643084.44M → HBIE
5	$67,004,927,492,790,120,000,000	$66,990,833,776,312,020,000,000.00	$20,340	$1,677.08	+$67004927492790120.00M → HBIE
6	$318,562,277,003,514,840,000,000,000	$318,490,581,731,097,560,000,000,000.00	$23,880	$2,116.57	+$318562277003514871808.00M → HBIE
7	$1,415,484,168,853,553,000,000,000,000,000	$1,415,143,307,217,159,200,000,000,000,000.00	$28,241	$2,689.36	+$1.415484168853553e+24M → HBIE
8	$5,878,130,573,362,507,000,000,000,000,000,000	$5,876,616,005,301,833,000,000,000,000,000,000.00	$33,660	$3,442.07	+$5.878130573362507e+27M → HBIE
9	$22,813,793,009,840,743,000,000,000,000,000,000,000	$22,807,503,410,127,248,000,000,000,000,000,000,000.00	$40,456	$4,439.95	+$2.2813793009840744e+31M → HBIE
10	$82,752,356,187,738,840,000,000,000,000,000,000,000,000	$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00	$49,063	$5,775.28	+$8.275235618773884e+34M → HBIE

HBIE vs FCPT: Complete Analysis 2026

HBIE — Stock

Hai Jia International Limited Company operates as a mortgage banker, specializing in consumer and mortgage brokers. It is an independent residential mortgage lender and loan services provider. The company offers first and second mortgage loans, refinances current mortgages, and issues home equity lines of credit through its loan production division. Trinity Capital Partners also provides retail and wholesale lending services. In addition, its online systems, offer services to families seeking to purchase or refinance their home; and brokers who are seeking to provide loan services to their clientele. The company assists consumers and mortgage brokers in 31 states in the United States with approximately 10 branches in Louisiana, Texas, Nevada, California, Florida, Georgia, and Washington. The company was formerly known as Trinity Capital Partners, Inc. and changed its name to Hai Jia International Limited Company in May 2021. The company is based in New York, New York.

Full HBIE Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.