Home › Compare › HBIE vs RYLD

HBIE vs RYLD: Dividend Comparison 2026

HBIE yields 666666.67% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HBIE wins by $8.275235618773884e+34M in total portfolio value
10 years
HBIE
HBIE
● Live price
666666.67%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$8.275235618773884e+34M
Annual income
$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00
Full HBIE calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — HBIE vs RYLD

📍 HBIE pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHBIERYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HBIE + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HBIE pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBIE
Annual income on $10K today (after 15% tax)
$56,666,666.67/yr
After 10yr DRIP, annual income (after tax)
$70,318,753,614,835,575,000,000,000,000,000,000,000,000.00/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, HBIE beats the other by $70,318,753,614,835,575,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBIE + RYLD for your $10,000?

HBIE: 50%RYLD: 50%
100% RYLD50/50100% HBIE
Portfolio after 10yr
$4.137617809386942e+34M
Annual income
$41,363,972,714,609,160,000,000,000,000,000,000,000,000.00/yr
Blended yield
99.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBIE buys
0
RYLD buys
0
No recent congressional trades found for HBIE or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHBIERYLD
Forward yield666666.67% ✓12.14%
Annual dividend / share$2.00 ✓$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$8.275235618773884e+34M$44.5K ✓
Annual income after 10y$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00 ✓$2,587.35
Total dividends collected$8.275075881065991e+34M$18.8K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HBIE vs RYLD ($10,000, DRIP)

YearHBIE PortfolioHBIE Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$66,677,367$66,666,666.67$11,914$1,213.65+$66.67M → HBIE
2$415,506,651,117$415,435,306,334.37$14,099$1,351.30+$415506.64M → HBIE
3$2,419,908,598,386,268$2,419,464,006,269,573.00$16,580$1,494.55+$2419908598.37M → HBIE
4$13,171,697,643,084,456,000$13,169,108,340,884,183,000.00$19,384$1,642.61+$13171697643084.44M → HBIE
5$67,004,927,492,790,120,000,000$66,990,833,776,312,020,000,000.00$22,535$1,794.70+$67004927492790120.00M → HBIE
6$318,562,277,003,514,840,000,000,000$318,490,581,731,097,560,000,000,000.00$26,063$1,950.00+$318562277003514871808.00M → HBIE
7$1,415,484,168,853,553,000,000,000,000,000$1,415,143,307,217,159,200,000,000,000,000.00$29,995$2,107.69+$1.415484168853553e+24M → HBIE
8$5,878,130,573,362,507,000,000,000,000,000,000$5,876,616,005,301,833,000,000,000,000,000,000.00$34,361$2,266.99+$5.878130573362507e+27M → HBIE
9$22,813,793,009,840,743,000,000,000,000,000,000,000$22,807,503,410,127,248,000,000,000,000,000,000,000.00$39,194$2,427.12+$2.2813793009840744e+31M → HBIE
10$82,752,356,187,738,840,000,000,000,000,000,000,000,000$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00$44,525$2,587.35+$8.275235618773884e+34M → HBIE

HBIE vs RYLD: Complete Analysis 2026

HBIE — Stock

Hai Jia International Limited Company operates as a mortgage banker, specializing in consumer and mortgage brokers. It is an independent residential mortgage lender and loan services provider. The company offers first and second mortgage loans, refinances current mortgages, and issues home equity lines of credit through its loan production division. Trinity Capital Partners also provides retail and wholesale lending services. In addition, its online systems, offer services to families seeking to purchase or refinance their home; and brokers who are seeking to provide loan services to their clientele. The company assists consumers and mortgage brokers in 31 states in the United States with approximately 10 branches in Louisiana, Texas, Nevada, California, Florida, Georgia, and Washington. The company was formerly known as Trinity Capital Partners, Inc. and changed its name to Hai Jia International Limited Company in May 2021. The company is based in New York, New York.

Full HBIE Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
📬

Get this HBIE vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HBIE vs SCHDHBIE vs JEPIHBIE vs OHBIE vs KOHBIE vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.