HomeCompareHBLFX vs SPHD

HBLFX vs SPHD: Dividend Comparison 2026

HBLFX yields 8.20% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HBLFX wins by $7.9K in total portfolio value
10 years
HBLFX
HBLFX
● Live price
8.20%
Share price
$14.45
Annual div
$1.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.4K
Annual income
$1,376.95
Full HBLFX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — HBLFX vs SPHD

📍 HBLFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHBLFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HBLFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HBLFX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBLFX
Annual income on $10K today (after 15% tax)
$696.89/yr
After 10yr DRIP, annual income (after tax)
$1,170.41/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, HBLFX beats the other by $688.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBLFX + SPHD for your $10,000?

HBLFX: 50%SPHD: 50%
100% SPHD50/50100% HBLFX
Portfolio after 10yr
$30.5K
Annual income
$972.16/yr
Blended yield
3.19%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBLFX buys
0
SPHD buys
0
No recent congressional trades found for HBLFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHBLFXSPHD
Forward yield8.20%4.30%
Annual dividend / share$1.18$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.4K$26.5K
Annual income after 10y$1,376.95$567.37
Total dividends collected$11.0K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HBLFX vs SPHD ($10,000, DRIP)

YearHBLFX PortfolioHBLFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,520$819.87$11,130$430.50+$390.00HBLFX
2$13,209$882.69$12,357$447.82+$852.00HBLFX
3$15,079$945.90$13,687$464.65+$1.4KHBLFX
4$17,144$1,009.20$15,126$480.98+$2.0KHBLFX
5$19,417$1,072.33$16,682$496.78+$2.7KHBLFX
6$21,911$1,135.01$18,362$512.03+$3.5KHBLFX
7$24,642$1,197.02$20,174$526.72+$4.5KHBLFX
8$27,625$1,258.13$22,127$540.84+$5.5KHBLFX
9$30,877$1,318.17$24,230$554.39+$6.6KHBLFX
10$34,415$1,376.95$26,493$567.37+$7.9KHBLFX

HBLFX vs SPHD: Complete Analysis 2026

HBLFXStock

The fund targets an allocation of approximately 45% equity securities and 55% fixed income investments, with the allocation generally varying by no more than +/-5%. The equity portion of the fund invests primarily in common stocks with a history of above-average dividends or expectations of increasing dividends. It may invest up to 20% of the fixed income portion of the portfolio in domestic non-investment grade debt.

Full HBLFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.