HomeCompareHBLTX vs SCHD

HBLTX vs SCHD: Dividend Comparison 2026

HBLTX yields 8.03% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HBLTX wins by $5.1K in total portfolio value
10 years
HBLTX
HBLTX
● Live price
8.03%
Share price
$14.56
Annual div
$1.17
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.0K
Annual income
$1,334.02
Full HBLTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — HBLTX vs SCHD

📍 HBLTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHBLTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HBLTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HBLTX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBLTX
Annual income on $10K today (after 15% tax)
$682.31/yr
After 10yr DRIP, annual income (after tax)
$1,133.92/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, HBLTX beats the other by $774.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBLTX + SCHD for your $10,000?

HBLTX: 50%SCHD: 50%
100% SCHD50/50100% HBLTX
Portfolio after 10yr
$31.5K
Annual income
$878.31/yr
Blended yield
2.79%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBLTX buys
0
SCHD buys
0
No recent congressional trades found for HBLTX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHBLTXSCHD
Forward yield8.03%3.44%
Annual dividend / share$1.17$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.0K$29.0K
Annual income after 10y$1,334.02$422.61
Total dividends collected$10.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HBLTX vs SCHD ($10,000, DRIP)

YearHBLTX PortfolioHBLTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,503$802.72$11,224$344.10+$279.00HBLTX
2$13,171$862.94$12,567$354.98+$604.00HBLTX
3$15,016$923.44$14,038$365.30+$978.00HBLTX
4$17,051$983.95$15,648$375.06+$1.4KHBLTX
5$19,289$1,044.21$17,410$384.27+$1.9KHBLTX
6$21,743$1,103.97$19,335$392.95+$2.4KHBLTX
7$24,428$1,163.02$21,437$401.10+$3.0KHBLTX
8$27,360$1,221.16$23,733$408.75+$3.6KHBLTX
9$30,553$1,278.21$26,237$415.91+$4.3KHBLTX
10$34,026$1,334.02$28,968$422.61+$5.1KHBLTX

HBLTX vs SCHD: Complete Analysis 2026

HBLTXStock

The investment seeks to provide current income with growth of capital as a secondary objective. The fund targets an allocation of approximately 45% equity securities and 55% fixed income investments, with the allocation generally varying by no more than +/-5%. The equity portion of the fund invests primarily in common stocks with a history of above-average dividends or expectations of increasing dividends. It may invest up to 20% of the fixed income portion of the portfolio in domestic non-investment grade debt.

Full HBLTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.