Is HBR or XYLD a better dividend investment in 2026?

HBR currently yields 16.79% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HBR offers higher current income.

What is the dividend yield difference between HBR and XYLD?

HBR has a forward dividend yield of 16.79% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.81 percentage points.

Home › Compare › HBR vs XYLD

HBR vs XYLD: Dividend Comparison 2026

HBR yields 16.79% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HBR wins by $34.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HBR

● Live price

16.79%

Share price

$11.91

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$59.9K

Annual income

$4,708.05

Full HBR calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HBR vs XYLD

📍 HBR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HBR	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HBR + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HBR pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBR

Annual income on $10K today (after 15% tax)

$1,427.37/yr

After 10yr DRIP, annual income (after tax)

$4,001.84/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HBR beats the other by $1,265.68/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBR + XYLD for your $10,000?

HBR: 50%XYLD: 50%

100% XYLD50/50100% HBR

Portfolio after 10yr

$42.6K

Annual income

$3,963.53/yr

Blended yield

9.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBR buys

XYLD buys

No recent congressional trades found for HBR or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHBRXYLD

Forward yield	16.79% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$59.9K ✓	$25.3K
Annual income after 10y	$4,708.05 ✓	$3,219.02
Total dividends collected	$30.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HBR vs XYLD ($10,000, DRIP)

Year	HBR Portfolio	HBR Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,379	$1,679.26	$10,818	$1,098.39	+$1.6K → HBR
2	$15,189	$1,942.80	$11,738	$1,222.51	+$3.5K → HBR
3	$18,480	$2,227.76	$12,774	$1,364.64	+$5.7K → HBR
4	$22,306	$2,533.14	$13,944	$1,527.86	+$8.4K → HBR
5	$26,725	$2,857.66	$15,270	$1,715.87	+$11.5K → HBR
6	$31,796	$3,199.80	$16,775	$1,933.09	+$15.0K → HBR
7	$37,580	$3,557.85	$18,490	$2,184.87	+$19.1K → HBR
8	$44,140	$3,929.92	$20,450	$2,477.63	+$23.7K → HBR
9	$51,544	$4,314.00	$22,697	$2,819.19	+$28.8K → HBR
10	$59,860	$4,708.05	$25,280	$3,219.02	+$34.6K → HBR

HBR vs XYLD: Complete Analysis 2026

HBR — Stock

The Trust’s investment objective is to seek to provide exposure to the value of the HBAR, the native asset of the Hedera Network ("HBAR"), held by the Trust, less the expenses of the Trust’s operations and other liabilities. In seeking to achieve its investment objective, the Trust will hold HBAR.

Full HBR Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this HBR vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HBR vs SCHD HBR vs JEPI HBR vs O HBR vs KO HBR vs MAIN HBR vs QYLD HBR vs JEPQ HBR vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.