Is HBRIY or XYLD a better dividend investment in 2026?

HBRIY currently yields 5.67% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HBRIY and XYLD?

HBRIY has a forward dividend yield of 5.67% ($0.23/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.31 percentage points.

Home › Compare › HBRIY vs XYLD

HBRIY vs XYLD: Dividend Comparison 2026

HBRIY yields 5.67% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HBRIY wins by $3.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HBRIY

● Live price

5.67%

Share price

$4.00

Annual div

$0.23

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.1K

Annual income

$814.08

Full HBRIY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HBRIY vs XYLD

📍 HBRIY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HBRIY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HBRIY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HBRIY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBRIY

Annual income on $10K today (after 15% tax)

$481.91/yr

After 10yr DRIP, annual income (after tax)

$691.97/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,044.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBRIY + XYLD for your $10,000?

HBRIY: 50%XYLD: 50%

100% XYLD50/50100% HBRIY

Portfolio after 10yr

$27.2K

Annual income

$2,016.55/yr

Blended yield

7.42%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on HBRIY right now

HBRIY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.5

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBRIY buys

XYLD buys

No recent congressional trades found for HBRIY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHBRIYXYLD

Forward yield	5.67%	10.98% ✓
Annual dividend / share	$0.23	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.1K ✓	$25.3K
Annual income after 10y	$814.08	$3,219.02 ✓
Total dividends collected	$6.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HBRIY vs XYLD ($10,000, DRIP)

Year	HBRIY Portfolio	HBRIY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,267	$566.95	$10,818	$1,098.39	+$449.00 → HBRIY
2	$12,653	$596.99	$11,738	$1,222.51	+$915.00 → HBRIY
3	$14,165	$626.55	$12,774	$1,364.64	+$1.4K → HBRIY
4	$15,812	$655.55	$13,944	$1,527.86	+$1.9K → HBRIY
5	$17,603	$683.90	$15,270	$1,715.87	+$2.3K → HBRIY
6	$19,546	$711.55	$16,775	$1,933.09	+$2.8K → HBRIY
7	$21,653	$738.43	$18,490	$2,184.87	+$3.2K → HBRIY
8	$23,933	$764.50	$20,450	$2,477.63	+$3.5K → HBRIY
9	$26,398	$789.73	$22,697	$2,819.19	+$3.7K → HBRIY
10	$29,060	$814.08	$25,280	$3,219.02	+$3.8K → HBRIY

HBRIY vs XYLD: Complete Analysis 2026

HBRIY — Stock

Harbour Energy plc, an independent oil and gas company, engages in the acquisition, exploration, development, and production of oil and gas reserves. It holds 124 license interests and 48 producing fields in various properties located in the United Kingdom, Norwegian Continental Shelves, Indonesia, Vietnam, and Mexico. The company is based in Edinburgh, the United Kingdom.

Full HBRIY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this HBRIY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HBRIY vs SCHD HBRIY vs JEPI HBRIY vs O HBRIY vs KO HBRIY vs MAIN HBRIY vs QYLD HBRIY vs JEPQ HBRIY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.