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HCBC vs DIVO: Dividend Comparison 2026

HCBC yields 5.59% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HCBC wins by $119.2K in total portfolio value
10 years
HCBC
HCBC
● Live price
5.59%
Share price
$35.75
Annual div
$2.00
5Y div CAGR
33.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$149.9K
Annual income
$51,475.22
Full HCBC calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — HCBC vs DIVO

📍 HCBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCBCDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCBC + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HCBC pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCBC
Annual income on $10K today (after 15% tax)
$475.52/yr
After 10yr DRIP, annual income (after tax)
$43,753.94/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, HCBC beats the other by $42,919.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCBC + DIVO for your $10,000?

HCBC: 50%DIVO: 50%
100% DIVO50/50100% HCBC
Portfolio after 10yr
$90.3K
Annual income
$26,228.45/yr
Blended yield
29.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCBC buys
0
DIVO buys
0
No recent congressional trades found for HCBC or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCBCDIVO
Forward yield5.59%6.49% ✓
Annual dividend / share$2.00$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.8% ✓0%
Portfolio after 10y$149.9K ✓$30.7K
Annual income after 10y$51,475.22 ✓$981.68
Total dividends collected$117.5K ✓$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HCBC vs DIVO ($10,000, DRIP)

YearHCBC PortfolioHCBC Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,449$748.53$11,349$649.42+$100.00 → HCBC
2$13,322$1,071.60$12,833$688.83+$489.00 → HCBC
3$15,813$1,559.22$14,459$727.90+$1.4K → HCBC
4$19,235$2,314.45$16,238$766.49+$3.0K → HCBC
5$24,101$3,520.33$18,179$804.47+$5.9K → HCBC
6$31,304$5,515.87$20,293$841.71+$11.0K → HCBC
7$42,454$8,958.78$22,591$878.14+$19.9K → HCBC
8$60,619$15,192.86$25,087$913.65+$35.5K → HCBC
9$91,989$27,126.79$27,791$948.18+$64.2K → HCBC
10$149,904$51,475.22$30,718$981.68+$119.2K → HCBC

HCBC vs DIVO: Complete Analysis 2026

HCBC — Stock

High Country Bancorp, Inc., a bank holding company, provides various banking products and services. The company accepts checking, savings, money market, and individual retirement accounts; time deposits; and certificates of deposits. It also provides personal loans; commercial real estate loans, commercial equipment loans, and commercial lines of credit; and mortgage loans. In addition, the company offers credit and debit cards; and mobile banking, online, and merchant card services, as well as invests in notes receivables and real estate properties. It operates through main office in Salida, Colorado; and branch offices in Salida, Buena Vista, Canon City, and Longmont, Colorado. High Country Bancorp, Inc. was founded in 1886 and is based in Salida, Colorado.

Full HCBC Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.