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HCCI vs MO: Dividend Comparison 2026

HCCI yields 4.39% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $51.0K in total portfolio value· pulled ahead in Year 6
10 years
HCCI
HCCI
● Live price
4.39%
Share price
$45.51
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$582.48
Full HCCI calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — HCCI vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCCIMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCCI + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCCI pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCCI
Annual income on $10K today (after 15% tax)
$373.54/yr
After 10yr DRIP, annual income (after tax)
$495.11/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $24,128.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCCI + MO for your $10,000?

HCCI: 50%MO: 50%
100% MO50/50100% HCCI
Portfolio after 10yr
$52.2K
Annual income
$14,775.51/yr
Blended yield
28.32%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HCCI
Analyst Ratings
7
Buy
4
Hold
Consensus: Buy
Price Target
$40.00
-12.1% upside vs current
Range: $40.00 — $40.00
Altman Z
3.9
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCCI buys
0
MO buys
0
No recent congressional trades found for HCCI or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCCIMO
Forward yield4.39%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$26.7K$77.7K
Annual income after 10y$582.48$28,968.54
Total dividends collected$5.1K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$40.00$61.25

Year-by-year: HCCI vs MO ($10,000, DRIP)

YearHCCI PortfolioHCCI Income/yrMO PortfolioMO Income/yrGap
1$11,139$439.46$10,558$768.31+$581.00HCCI
2$12,377$457.51$11,352$1,015.87+$1.0KHCCI
3$13,718$475.07$12,482$1,367.86+$1.2KHCCI
4$15,171$492.12$14,103$1,883.39+$1.1KHCCI
5$16,741$508.62$16,472$2,664.91+$269.00HCCI
6← crossover$18,438$524.55$20,024$3,897.79$1.6KMO
7$20,268$539.91$25,537$5,933.74$5.3KMO
8$22,242$554.69$34,478$9,476.77$12.2KMO
9$24,367$568.88$49,776$16,022.63$25.4KMO
10$26,656$582.48$77,699$28,968.54$51.0KMO

HCCI vs MO: Complete Analysis 2026

HCCIStock

Heritage-Crystal Clean, Inc., through its subsidiary, Heritage-Crystal Clean, LLC, provides parts cleaning, hazardous and non-hazardous waste, and used oil collection services to small and mid-sized customers in the industrial and vehicle maintenance sectors in the United States and Canada. It operates through two segments, Environmental Services and Oil Business. The Environmental Services segment offers parts cleaning, containerized waste management, wastewater vacuum, antifreeze recycling, and field services. The Oil Business segment engages in the collection of used oil, the sale of recycled fuel oil, and used oil filter removal and disposal activities, as well as the re-refining of used oil into lubricant base oil and other products. The company also collects and disposes wastewater. As of January 1, 2022, it operated through 91 branches serving approximately 95,000 customer locations. Heritage-Crystal Clean, Inc. was incorporated in 2007 and is headquartered in Elgin, Illinois.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.