HomeCompareHCDI vs JEPI

HCDI vs JEPI: Dividend Comparison 2026

HCDI yields 1005.03% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCDI wins by $2.018057914051105e+23M in total portfolio value
10 years
HCDI
HCDI
● Live price
1005.03%
Share price
$0.20
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.018057914051105e+23M
Annual income
$201,767,224,790,193,330,000,000,000,000.00
Full HCDI calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — HCDI vs JEPI

📍 HCDI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCDIJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCDI + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCDI pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDI
Annual income on $10K today (after 15% tax)
$85,427.14/yr
After 10yr DRIP, annual income (after tax)
$171,502,141,071,664,300,000,000,000,000.00/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, HCDI beats the other by $171,502,141,071,664,300,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCDI + JEPI for your $10,000?

HCDI: 50%JEPI: 50%
100% JEPI50/50100% HCDI
Portfolio after 10yr
$1.0090289570255525e+23M
Annual income
$100,883,612,395,096,670,000,000,000,000.00/yr
Blended yield
99.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDI buys
0
JEPI buys
0
No recent congressional trades found for HCDI or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCDIJEPI
Forward yield1005.03%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$2.018057914051105e+23M$29.0K
Annual income after 10y$201,767,224,790,193,330,000,000,000,000.00$1,528.62
Total dividends collected$2.0180326751285186e+23M$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HCDI vs JEPI ($10,000, DRIP)

YearHCDI PortfolioHCDI Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$211,705$201,005.03$11,260$840.19+$200.4KHCDI
2$8,180,501$7,953,976.43$12,641$907.94+$8.17MHCDI
3$583,238,862$574,485,726.27$14,150$978.20+$583.22MHCDI
4$77,182,320,035$76,558,254,452.40$15,795$1,050.85+$77182.30MHCDI
5$19,019,516,912,574$18,936,931,830,136.57$17,584$1,125.74+$19019516.89MHCDI
6$8,742,780,759,918,048$8,722,429,876,821,594.00$19,526$1,202.74+$8742780759.90MHCDI
7$7,503,701,998,123,799,000$7,494,347,222,710,686,000.00$21,628$1,281.69+$7503701998123.78MHCDI
8$12,030,839,931,215,220,000,000$12,022,810,970,077,226,000,000.00$23,898$1,362.43+$12030839931215220.00MHCDI
9$36,043,565,343,171,823,000,000,000$36,030,692,344,445,424,000,000,000.00$26,347$1,444.79+$36043565343171821568.00MHCDI
10$201,805,791,405,110,500,000,000,000,000$201,767,224,790,193,330,000,000,000,000.00$28,982$1,528.62+$2.018057914051105e+23MHCDI

HCDI vs JEPI: Complete Analysis 2026

HCDIStock

Harbor Custom Development, Inc. operates as a real estate development company in Washington, California, Texas, and Florida. The company is involved in land acquisition, entitlements, development, construction of project infrastructure, single and multi-family vertical construction, marketing, sales, and management of various residential projects. It undertakes projects, such as residential lots, home communities, townhomes, and multi-story condominium or apartment properties The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is based in Gig Harbor, Washington.

Full HCDI Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.