Is HCDIW or O a better dividend investment in 2026?

HCDIW currently yields 133333.33% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: HCDIW offers higher current income.

What is the dividend yield difference between HCDIW and O?

HCDIW has a forward dividend yield of 133333.33% ($2.00/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 133328.05 percentage points.

Home › Compare › HCDIW vs O

HCDIW vs O: Dividend Comparison 2026

HCDIW yields 133333.33% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HCDIW wins by $3.0488855148678793e+44M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCDIW

● Live price

133333.33%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.0488855148678793e+44M

Annual income

$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00

Full HCDIW calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — HCDIW vs O

📍 HCDIW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCDIW	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HCDIW + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HCDIW pays

O pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDIW

Annual income on $10K today (after 15% tax)

$11,333,333.33/yr

After 10yr DRIP, annual income (after tax)

$259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, HCDIW beats the other by $259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HCDIW + O for your $10,000?

HCDIW: 50%O: 50%

100% O50/50100% HCDIW

Portfolio after 10yr

$1.5244427574339397e+44M

Annual income

$152,444,056,104,332,540,000,000,000,000,000,000,000,000,000,000,000.00/yr

Blended yield

100.00%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

HCDIW

No analyst data

Altman Z

-1.5

Piotroski

4/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDIW buys

O buys

No recent congressional trades found for HCDIW or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCDIWO

Forward yield	133333.33% ✓	5.28%
Annual dividend / share	$2.00	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.1%
Portfolio after 10y	$3.0488855148678793e+44M	$34.2K ✓
Annual income after 10y	$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00 ✓	$5,102.74
Total dividends collected	$3.048885227488945e+44M	$20.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: HCDIW vs O ($10,000, DRIP)

Year	HCDIW Portfolio	HCDIW Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$26,677,367	$26,666,666.67	$10,818	$608.16	+$26.67M → HCDIW
2	$132,999,842,809	$132,971,298,027.00	$11,787	$741.68	+$132999.83M → HCDIW
3	$1,239,259,254,513,622	$1,239,116,944,681,815.80	$12,946	$911.00	+$1239259254.50M → HCDIW
4	$21,582,226,239,440,925,000	$21,580,900,232,038,593,000.00	$14,345	$1,127.94	+$21582226239440.91M → HCDIW
5	$702,528,781,020,303,100,000,000	$702,505,688,038,226,900,000,000.00	$16,056	$1,409.05	+$702528781020303104.00M → HCDIW
6	$42,743,647,625,325,030,000,000,000,000	$42,742,895,919,529,340,000,000,000,000.00	$18,171	$1,777.83	+$4.274364762532503e+22M → HCDIW
7	$4,860,956,193,335,125,400,000,000,000,000,000	$4,860,910,457,632,166,000,000,000,000,000,000.00	$20,820	$2,268.21	+$4.8609561933351255e+27M → HCDIW
8	$1,033,275,546,511,405,500,000,000,000,000,000,000,000	$1,033,270,345,288,278,500,000,000,000,000,000,000,000.00	$24,188	$2,929.90	+$1.0332755465114056e+33M → HCDIW
9	$410,540,301,743,708,800,000,000,000,000,000,000,000,000,000	$410,539,196,138,873,960,000,000,000,000,000,000,000,000,000.00	$28,533	$3,837.11	+$4.1054030174370874e+38M → HCDIW
10	$304,888,551,486,787,940,000,000,000,000,000,000,000,000,000,000,000	$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00	$34,235	$5,102.74	+$3.0488855148678793e+44M → HCDIW

HCDIW vs O: Complete Analysis 2026

HCDIW — Stock

Harbor Custom Development, Inc. operates as a real estate development company in Washington, California, Texas, and Florida. The company is involved in land development cycle, which includes land acquisition, entitlement, development, and construction of project infrastructure; single and multi-family vertical construction; and marketing and sale of various residential projects. It also undertakes projects, such as residential lots, home communities, townhomes, and multi-story apartment properties. The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is headquartered in Tacoma, Washington. On December 11, 2023, Harbor Custom Development, Inc., along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Western District of Washington.

Full HCDIW Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.