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HCDIZ vs XYLD: Dividend Comparison 2026

HCDIZ yields 1000000.00% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HCDIZ wins by $1.715653719088791e+53M in total portfolio value
10 years
HCDIZ
HCDIZ
● Live price
1000000.00%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.715653719088791e+53M
Annual income
$171,565,338,950,384,040,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00
Full HCDIZ calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — HCDIZ vs XYLD

📍 HCDIZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCDIZXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCDIZ + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HCDIZ pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDIZ
Annual income on $10K today (after 15% tax)
$85,000,000.00/yr
After 10yr DRIP, annual income (after tax)
$145,830,538,107,826,420,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, HCDIZ beats the other by $145,830,538,107,826,420,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCDIZ + XYLD for your $10,000?

HCDIZ: 50%XYLD: 50%
100% XYLD50/50100% HCDIZ
Portfolio after 10yr
$8.578268595443955e+52M
Annual income
$85,782,669,475,192,020,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
100.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDIZ buys
0
XYLD buys
0
No recent congressional trades found for HCDIZ or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCDIZXYLD
Forward yield1000000.00% ✓10.98%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓0%
Portfolio after 10y$1.715653719088791e+53M$25.3K ✓
Annual income after 10y$171,565,338,950,384,040,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00 ✓$3,219.02
Total dividends collected$1.7156536975271516e+53M$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HCDIZ vs XYLD ($10,000, DRIP)

YearHCDIZ PortfolioHCDIZ Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$200,010,700$200,000,000.00$10,818$1,098.39+$200.00M → HCDIZ
2$7,477,249,525,468$7,477,035,514,018.69$11,738$1,222.51+$7477249.51M → HCDIZ
3$522,481,545,977,470,100$522,473,545,320,477,900.00$12,774$1,364.64+$522481545977.46M → HCDIZ
4$68,240,651,326,623,605,000,000$68,240,092,271,369,410,000,000.00$13,944$1,527.86+$68240651326623608.00M → HCDIZ
5$16,659,422,190,004,353,000,000,000,000$16,659,349,172,507,435,000,000,000,000.00$15,270$1,715.87+$1.6659422190004353e+22M → HCDIZ
6$7,601,898,004,561,999,000,000,000,000,000,000$7,601,880,178,980,255,000,000,000,000,000,000.00$16,775$1,933.09+$7.601898004561998e+27M → HCDIZ
7$6,483,804,129,661,135,000,000,000,000,000,000,000,000$6,483,795,995,630,270,000,000,000,000,000,000,000,000.00$18,490$2,184.87+$6.483804129661135e+33M → HCDIZ
8$10,336,742,549,002,810,000,000,000,000,000,000,000,000,000,000$10,336,735,611,332,392,000,000,000,000,000,000,000,000,000,000.00$20,450$2,477.63+$1.033674254900281e+40M → HCDIZ
9$30,802,331,828,644,537,000,000,000,000,000,000,000,000,000,000,000,000$30,802,320,768,330,010,000,000,000,000,000,000,000,000,000,000,000,000.00$22,697$2,819.19+$3.0802331828644535e+46M → HCDIZ
10$171,565,371,908,879,090,000,000,000,000,000,000,000,000,000,000,000,000,000,000$171,565,338,950,384,040,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00$25,280$3,219.02+$1.715653719088791e+53M → HCDIZ

HCDIZ vs XYLD: Complete Analysis 2026

HCDIZ — Stock

Harbor Custom Development, Inc. engages in the real estate development business in Western Washington's Puget Sound region, Austin, Texas, Sacramento, California, and Punta Gorda, Florida. The company undertakes projects, such as residential lots, home communities, and single family and multi-family properties. It is involved in the land development cycle activities, including land acquisition, entitlements, construction of project infrastructure, home building, marketing, sales, and management of various residential projects. The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is headquartered in Gig Harbor, Washington.

Full HCDIZ Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.