Is HCHDF or RYLD a better dividend investment in 2026?

HCHDF currently yields 0.38% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HCHDF and RYLD?

HCHDF has a forward dividend yield of 0.38% ($0.03/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.76 percentage points.

Home › Compare › HCHDF vs RYLD

HCHDF vs RYLD: Dividend Comparison 2026

HCHDF yields 0.38% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $24.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCHDF

● Live price

0.38%

Share price

$7.76

Annual div

$0.03

5Y div CAGR

-29.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$1.21

Full HCHDF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HCHDF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCHDF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HCHDF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HCHDF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCHDF

Annual income on $10K today (after 15% tax)

$32.17/yr

After 10yr DRIP, annual income (after tax)

$1.03/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,198.22/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCHDF + RYLD for your $10,000?

HCHDF: 50%RYLD: 50%

100% RYLD50/50100% HCHDF

Portfolio after 10yr

$32.2K

Annual income

$1,294.27/yr

Blended yield

4.02%

📊

Analyst Conviction Gap

Where Wall Street is split right now

HCHDF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

4.1

Piotroski

8/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCHDF buys

RYLD buys

No recent congressional trades found for HCHDF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCHDFRYLD

Forward yield	0.38%	12.14% ✓
Annual dividend / share	$0.03	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-29.2%	0% ✓
Portfolio after 10y	$19.8K	$44.5K ✓
Annual income after 10y	$1.21	$2,587.35 ✓
Total dividends collected	$89.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HCHDF vs RYLD ($10,000, DRIP)

Year	HCHDF Portfolio	HCHDF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,727	$26.79	$11,914	$1,213.65	$1.2K → RYLD
2	$11,497	$19.02	$14,099	$1,351.30	$2.6K → RYLD
3	$12,315	$13.49	$16,580	$1,494.55	$4.3K → RYLD
4	$13,187	$9.56	$19,384	$1,642.61	$6.2K → RYLD
5	$14,116	$6.77	$22,535	$1,794.70	$8.4K → RYLD
6	$15,109	$4.80	$26,063	$1,950.00	$11.0K → RYLD
7	$16,170	$3.40	$29,995	$2,107.69	$13.8K → RYLD
8	$17,305	$2.41	$34,361	$2,266.99	$17.1K → RYLD
9	$18,518	$1.70	$39,194	$2,427.12	$20.7K → RYLD
10	$19,815	$1.21	$44,525	$2,587.35	$24.7K → RYLD

HCHDF vs RYLD: Complete Analysis 2026

HCHDF — Stock

Hochschild Mining plc, a precious metals company, engages in the exploration, mining, processing, and sale of gold and silver in the Americas. It holds 100% interests in the Inmaculada gold/silver underground operation and Pallancata silver/gold property, which are located in the Department of Ayacucho in southern Peru. The company also holds a 51% interest in the San Jose silver/gold mine located in Argentina. In addition, it has a portfolio of projects located across Peru, Argentina, Mexico, United States, Canada, Brazil, and Chile. Further, the company is involved in the power generation and sales business. Hochschild Mining plc was founded in 1911 and is based in London, the United Kingdom.

Full HCHDF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this HCHDF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HCHDF vs SCHD HCHDF vs JEPI HCHDF vs O HCHDF vs KO HCHDF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.