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HCHOF vs PEP: Dividend Comparison 2026

HCHOF yields 42.74% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCHOF wins by $124.1K in total portfolio value
10 years
HCHOF
HCHOF
● Live price
42.74%
Share price
$4.68
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$268.8K
Annual income
$47,977.45
Full HCHOF calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — HCHOF vs PEP

📍 HCHOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCHOFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCHOF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCHOF pays
PEP pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCHOF
Annual income on $10K today (after 15% tax)
$3,632.48/yr
After 10yr DRIP, annual income (after tax)
$40,780.83/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $13,135.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCHOF + PEP for your $10,000?

HCHOF: 50%PEP: 50%
100% PEP50/50100% HCHOF
Portfolio after 10yr
$206.8K
Annual income
$55,703.97/yr
Blended yield
26.94%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

HCHOF
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCHOF buys
0
PEP buys
0
No recent congressional trades found for HCHOF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCHOFPEP
Forward yield42.74%3.66%
Annual dividend / share$2.00$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$268.8K$144.7K
Annual income after 10y$47,977.45$63,430.49
Total dividends collected$206.1K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCHOF vs PEP ($10,000, DRIP)

YearHCHOF PortfolioHCHOF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$14,974$4,273.50$10,854$514.44+$4.1KHCHOF
2$22,002$5,980.31$11,982$758.21+$10.0KHCHOF
3$31,755$8,212.55$13,526$1,136.44+$18.2KHCHOF
4$45,055$11,077.46$15,727$1,741.93+$29.3KHCHOF
5$62,898$14,688.97$19,012$2,750.28+$43.9KHCHOF
6$86,465$19,164.63$24,173$4,514.44+$62.3KHCHOF
7$117,140$24,621.98$32,789$7,793.80+$84.4KHCHOF
8$156,514$31,174.68$48,258$14,354.51+$108.3KHCHOF
9$206,399$38,928.50$78,586$28,686.63+$127.8KHCHOF
10$268,824$47,977.45$144,688$63,430.49+$124.1KHCHOF

HCHOF vs PEP: Complete Analysis 2026

HCHOFStock

Hotel Chocolat Group plc manufactures and retails chocolates and cocoa-related products under the Hotel Chocolat brand name in the United Kingdom, rest of Europe, Saint Lucia, the United States, and Japan. It offers a range of chocolates, including gifts, and rare and vintage chocolates, as well as coffee drinks; wine, beer, and spirits; and beauty products. The company sells its products through a network of stores, as well as through online subscription; and operates restaurants, hotels, and cocoa estates. It also holds properties. The company operates 122 Hotel Chocolat locations in the United Kingdom; one in the republic of Ireland, and Ireland; the United States; and Japan. Hotel Chocolat Group plc was founded in 1993 and is headquartered in Royston, the United Kingdom.

Full HCHOF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.