HomeCompareHCHOF vs SPHD

HCHOF vs SPHD: Dividend Comparison 2026

HCHOF yields 42.74% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCHOF wins by $242.3K in total portfolio value
10 years
HCHOF
HCHOF
● Live price
42.74%
Share price
$4.68
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$268.8K
Annual income
$47,977.45
Full HCHOF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — HCHOF vs SPHD

📍 HCHOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCHOFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCHOF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCHOF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCHOF
Annual income on $10K today (after 15% tax)
$3,632.48/yr
After 10yr DRIP, annual income (after tax)
$40,780.83/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, HCHOF beats the other by $40,298.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCHOF + SPHD for your $10,000?

HCHOF: 50%SPHD: 50%
100% SPHD50/50100% HCHOF
Portfolio after 10yr
$147.7K
Annual income
$24,272.40/yr
Blended yield
16.44%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCHOF buys
0
SPHD buys
0
No recent congressional trades found for HCHOF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCHOFSPHD
Forward yield42.74%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$268.8K$26.5K
Annual income after 10y$47,977.45$567.37
Total dividends collected$206.1K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HCHOF vs SPHD ($10,000, DRIP)

YearHCHOF PortfolioHCHOF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$14,974$4,273.50$11,130$430.50+$3.8KHCHOF
2$22,002$5,980.31$12,357$447.82+$9.6KHCHOF
3$31,755$8,212.55$13,687$464.65+$18.1KHCHOF
4$45,055$11,077.46$15,126$480.98+$29.9KHCHOF
5$62,898$14,688.97$16,682$496.78+$46.2KHCHOF
6$86,465$19,164.63$18,362$512.03+$68.1KHCHOF
7$117,140$24,621.98$20,174$526.72+$97.0KHCHOF
8$156,514$31,174.68$22,127$540.84+$134.4KHCHOF
9$206,399$38,928.50$24,230$554.39+$182.2KHCHOF
10$268,824$47,977.45$26,493$567.37+$242.3KHCHOF

HCHOF vs SPHD: Complete Analysis 2026

HCHOFStock

Hotel Chocolat Group plc manufactures and retails chocolates and cocoa-related products under the Hotel Chocolat brand name in the United Kingdom, rest of Europe, Saint Lucia, the United States, and Japan. It offers a range of chocolates, including gifts, and rare and vintage chocolates, as well as coffee drinks; wine, beer, and spirits; and beauty products. The company sells its products through a network of stores, as well as through online subscription; and operates restaurants, hotels, and cocoa estates. It also holds properties. The company operates 122 Hotel Chocolat locations in the United Kingdom; one in the republic of Ireland, and Ireland; the United States; and Japan. Hotel Chocolat Group plc was founded in 1993 and is headquartered in Royston, the United Kingdom.

Full HCHOF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.