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HCKG vs CL: Dividend Comparison 2026

HCKG yields 2.81% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCKG wins by $28.6K in total portfolio value
10 years
HCKG
HCKG
● Live price
2.81%
Share price
$27.40
Annual div
$0.77
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.6K
Annual income
$17,283.09
Full HCKG calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — HCKG vs CL

📍 HCKG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCKGCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCKG + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCKG pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCKG
Annual income on $10K today (after 15% tax)
$238.87/yr
After 10yr DRIP, annual income (after tax)
$14,690.63/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, HCKG beats the other by $10,056.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCKG + CL for your $10,000?

HCKG: 50%CL: 50%
100% CL50/50100% HCKG
Portfolio after 10yr
$55.3K
Annual income
$11,367.40/yr
Blended yield
20.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

HCKG
No analyst data
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCKG buys
0
CL buys
0
No recent congressional trades found for HCKG or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCKGCL
Forward yield2.81%2.44%
Annual dividend / share$0.77$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%28.6%
Portfolio after 10y$69.6K$41.0K
Annual income after 10y$17,283.09$5,451.69
Total dividends collected$44.3K$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCKG vs CL ($10,000, DRIP)

YearHCKG PortfolioHCKG Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,085$384.72$11,014$313.84+$71.00HCKG
2$12,406$545.62$12,200$415.44+$206.00HCKG
3$14,056$781.31$13,607$553.09+$449.00HCKG
4$16,173$1,132.57$15,301$741.41+$872.00HCKG
5$18,972$1,667.25$17,374$1,002.00+$1.6KHCKG
6$22,802$2,502.37$19,958$1,367.44+$2.8KHCKG
7$28,246$3,848.03$23,243$1,887.87+$5.0KHCKG
8$36,322$6,098.80$27,512$2,642.43+$8.8KHCKG
9$48,899$10,034.05$33,197$3,759.22+$15.7KHCKG
10$69,605$17,283.09$40,973$5,451.69+$28.6KHCKG

HCKG vs CL: Complete Analysis 2026

HCKGStock

Hocking Valley BancShares, Inc. operates as the bank holding company for The Hocking Valley Bank that provides personal and commercial banking products and services for individuals, families, and small businesses in Ohio. It offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and debit/ATM and credit cards. The company also provides mortgage, construction, home equity, auto, personal, commercial real estate, equipment, and working capital loans, as well as operating lines of credit and letters of credit; and merchant account, remote deposit capture, lockbox, overdraft protection, and positive pay services. In addition, it offers payroll processing services; cashier's checks, money orders, and certified checks; safe deposit box rental, wire transfer, and notary services; international currency orders and exchange, international check conversion to U.S. currency, signature guarantees, credit card cash advances, U.S. saving bond redemption, and other services; insurance products; retirement, education, and investment planning services; and mobile and online banking services. Hocking Valley BancShares, Inc. was founded in 1963 and is based in Athens, Ohio.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.