HomeCompareHCMLF vs CL

HCMLF vs CL: Dividend Comparison 2026

HCMLF yields 4.57% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCMLF wins by $1.14M in total portfolio value
10 years
HCMLF
HCMLF
● Live price
4.57%
Share price
$81.00
Annual div
$3.70
5Y div CAGR
55.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.18M
Annual income
$770,288.60
Full HCMLF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — HCMLF vs CL

📍 HCMLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCMLFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCMLF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCMLF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCMLF
Annual income on $10K today (after 15% tax)
$388.38/yr
After 10yr DRIP, annual income (after tax)
$654,745.31/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, HCMLF beats the other by $650,153.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCMLF + CL for your $10,000?

HCMLF: 50%CL: 50%
100% CL50/50100% HCMLF
Portfolio after 10yr
$610.1K
Annual income
$387,845.28/yr
Blended yield
63.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

HCMLF
No analyst data
Altman Z
3.2
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCMLF buys
0
CL buys
0
No recent congressional trades found for HCMLF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCMLFCL
Forward yield4.57%2.43%
Annual dividend / share$3.70$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR55.2%28.6%
Portfolio after 10y$1.18M$40.8K
Annual income after 10y$770,288.60$5,401.96
Total dividends collected$1.12M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCMLF vs CL ($10,000, DRIP)

YearHCMLF PortfolioHCMLF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,409$709.13$11,012$312.01+$397.00HCMLF
2$13,381$1,173.51$12,196$412.95+$1.2KHCMLF
3$16,314$1,996.36$13,599$549.66+$2.7KHCMLF
4$20,987$3,530.36$15,288$736.64+$5.7KHCMLF
5$29,043$6,587.21$17,353$995.28+$11.7KHCMLF
6$44,298$13,222.28$19,926$1,357.80+$24.4KHCMLF
7$76,651$29,252.30$23,194$1,873.82+$53.5KHCMLF
8$155,435$73,417.85$27,439$2,621.52+$128.0KHCMLF
9$382,258$215,942.35$33,088$3,727.38+$349.2KHCMLF
10$1,179,304$770,288.60$40,806$5,401.96+$1.14MHCMLF

HCMLF vs CL: Complete Analysis 2026

HCMLFStock

Holcim Ltd, together with its subsidiaries, operates as a building materials and solutions company in the Asia Pacific, Europe, Latin America, the Middle East, Africa, and North America. It operates through four segments: Cement, Aggregates, Ready-mix Concrete, and Solutions & Products. The company offers cement, hydraulic binders, clinker, and other cementitious materials; aggregates, such as crushed stone, gravel, and sand; and ready-mix concrete, precast concrete products, asphalts, and mortars. In addition, it engages in the provision of contracting and other services; and retail activities, as well as waste management services. Its products are used in infrastructure projects, such as roads, mines, ports, dams, data centers, stadiums, wind farms, and electric power plants; building projects comprising individual housing, collective housing, office buildings, industrial and commercial buildings, and public buildings; and affordable housing. The company was formerly known as LafargeHolcim Ltd and changed its name to Holcim Ltd in May 2021. Holcim Ltd was founded in 1833 and is headquartered in Zug, Switzerland.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.