Is HCMLF or JEPQ a better dividend investment in 2026?

HCMLF currently yields 4.57% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between HCMLF and JEPQ?

HCMLF has a forward dividend yield of 4.57% ($3.70/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 6.53 percentage points.

Home › Compare › HCMLF vs JEPQ

HCMLF vs JEPQ: Dividend Comparison 2026

HCMLF yields 4.57% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HCMLF wins by $1.13M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

HCMLF

● Live price

4.57%

Share price

$81.00

Annual div

$3.70

5Y div CAGR

55.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.18M

Annual income

$770,288.60

Full HCMLF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — HCMLF vs JEPQ

📍 HCMLF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCMLF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HCMLF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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HCMLF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCMLF

Annual income on $10K today (after 15% tax)

$388.38/yr

After 10yr DRIP, annual income (after tax)

$654,745.31/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, HCMLF beats the other by $652,915.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HCMLF + JEPQ for your $10,000?

HCMLF: 50%JEPQ: 50%

100% JEPQ50/50100% HCMLF

Portfolio after 10yr

$612.0K

Annual income

$386,220.59/yr

Blended yield

63.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCMLF buys

JEPQ buys

No recent congressional trades found for HCMLF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCMLFJEPQ

Forward yield	4.57%	11.10% ✓
Annual dividend / share	$3.70	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	55.2% ✓	0%
Portfolio after 10y	$1.18M	$44.8K ✓
Annual income after 10y	$770,288.60 ✓	$2,152.59
Total dividends collected	$1.12M	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HCMLF vs JEPQ ($10,000, DRIP)

Year	HCMLF Portfolio	HCMLF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,409	$709.13	$11,930	$1,110.39	$521.00 → JEPQ
2	$13,381	$1,173.51	$14,133	$1,224.34	$752.00 → JEPQ
3	$16,314	$1,996.36	$16,632	$1,340.46	$318.00 → JEPQ
4← crossover	$20,987	$3,530.36	$19,454	$1,457.97	+$1.5K → HCMLF
5	$29,043	$6,587.21	$22,626	$1,576.08	+$6.4K → HCMLF
6	$44,298	$13,222.28	$26,175	$1,694.09	+$18.1K → HCMLF
7	$76,651	$29,252.30	$30,133	$1,811.32	+$46.5K → HCMLF
8	$155,435	$73,417.85	$34,531	$1,927.17	+$120.9K → HCMLF
9	$382,258	$215,942.35	$39,403	$2,041.08	+$342.9K → HCMLF
10	$1,179,304	$770,288.60	$44,787	$2,152.59	+$1.13M → HCMLF

HCMLF vs JEPQ: Complete Analysis 2026

HCMLF — Stock

Holcim Ltd, together with its subsidiaries, operates as a building materials and solutions company in the Asia Pacific, Europe, Latin America, the Middle East, Africa, and North America. It operates through four segments: Cement, Aggregates, Ready-mix Concrete, and Solutions & Products. The company offers cement, hydraulic binders, clinker, and other cementitious materials; aggregates, such as crushed stone, gravel, and sand; and ready-mix concrete, precast concrete products, asphalts, and mortars. In addition, it engages in the provision of contracting and other services; and retail activities, as well as waste management services. Its products are used in infrastructure projects, such as roads, mines, ports, dams, data centers, stadiums, wind farms, and electric power plants; building projects comprising individual housing, collective housing, office buildings, industrial and commercial buildings, and public buildings; and affordable housing. The company was formerly known as LafargeHolcim Ltd and changed its name to Holcim Ltd in May 2021. Holcim Ltd was founded in 1833 and is headquartered in Zug, Switzerland.

Full HCMLF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.