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HCMLF vs PEP: Dividend Comparison 2026

HCMLF yields 4.57% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCMLF wins by $1.03M in total portfolio value
10 years
HCMLF
HCMLF
● Live price
4.57%
Share price
$81.00
Annual div
$3.70
5Y div CAGR
55.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.18M
Annual income
$770,288.60
Full HCMLF calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — HCMLF vs PEP

📍 HCMLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCMLFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCMLF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCMLF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCMLF
Annual income on $10K today (after 15% tax)
$388.38/yr
After 10yr DRIP, annual income (after tax)
$654,745.31/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, HCMLF beats the other by $600,829.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCMLF + PEP for your $10,000?

HCMLF: 50%PEP: 50%
100% PEP50/50100% HCMLF
Portfolio after 10yr
$662.0K
Annual income
$416,859.55/yr
Blended yield
62.97%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

HCMLF
No analyst data
Altman Z
3.2
Piotroski
6/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCMLF buys
0
PEP buys
0
No recent congressional trades found for HCMLF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCMLFPEP
Forward yield4.57%3.66%
Annual dividend / share$3.70$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR55.2%40.4%
Portfolio after 10y$1.18M$144.7K
Annual income after 10y$770,288.60$63,430.49
Total dividends collected$1.12M$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCMLF vs PEP ($10,000, DRIP)

YearHCMLF PortfolioHCMLF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,409$709.13$10,854$514.44+$555.00HCMLF
2$13,381$1,173.51$11,982$758.21+$1.4KHCMLF
3$16,314$1,996.36$13,526$1,136.44+$2.8KHCMLF
4$20,987$3,530.36$15,727$1,741.93+$5.3KHCMLF
5$29,043$6,587.21$19,012$2,750.28+$10.0KHCMLF
6$44,298$13,222.28$24,173$4,514.44+$20.1KHCMLF
7$76,651$29,252.30$32,789$7,793.80+$43.9KHCMLF
8$155,435$73,417.85$48,258$14,354.51+$107.2KHCMLF
9$382,258$215,942.35$78,586$28,686.63+$303.7KHCMLF
10$1,179,304$770,288.60$144,688$63,430.49+$1.03MHCMLF

HCMLF vs PEP: Complete Analysis 2026

HCMLFStock

Holcim Ltd, together with its subsidiaries, operates as a building materials and solutions company in the Asia Pacific, Europe, Latin America, the Middle East, Africa, and North America. It operates through four segments: Cement, Aggregates, Ready-mix Concrete, and Solutions & Products. The company offers cement, hydraulic binders, clinker, and other cementitious materials; aggregates, such as crushed stone, gravel, and sand; and ready-mix concrete, precast concrete products, asphalts, and mortars. In addition, it engages in the provision of contracting and other services; and retail activities, as well as waste management services. Its products are used in infrastructure projects, such as roads, mines, ports, dams, data centers, stadiums, wind farms, and electric power plants; building projects comprising individual housing, collective housing, office buildings, industrial and commercial buildings, and public buildings; and affordable housing. The company was formerly known as LafargeHolcim Ltd and changed its name to Holcim Ltd in May 2021. Holcim Ltd was founded in 1833 and is headquartered in Zug, Switzerland.

Full HCMLF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.