Is HCOW or QYLD a better dividend investment in 2026?

HCOW currently yields 11.85% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HCOW and QYLD?

HCOW has a forward dividend yield of 11.85% ($2.75/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.07 percentage points.

Home › Compare › HCOW vs QYLD

HCOW vs QYLD: Dividend Comparison 2026

HCOW yields 11.85% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HCOW wins by $18.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCOW

● Live price

11.85%

Share price

$23.19

Annual div

$2.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.7K

Annual income

$2,484.14

Full HCOW calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HCOW vs QYLD

📍 HCOW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCOW	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HCOW + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HCOW pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCOW

Annual income on $10K today (after 15% tax)

$1,007.44/yr

After 10yr DRIP, annual income (after tax)

$2,111.52/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,698.89/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCOW + QYLD for your $10,000?

HCOW: 50%QYLD: 50%

100% QYLD50/50100% HCOW

Portfolio after 10yr

$34.6K

Annual income

$4,071.73/yr

Blended yield

11.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCOW buys

QYLD buys

No recent congressional trades found for HCOW or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCOWQYLD

Forward yield	11.85%	11.92% ✓
Annual dividend / share	$2.75 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$43.7K ✓	$25.4K
Annual income after 10y	$2,484.14	$5,659.31 ✓
Total dividends collected	$18.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HCOW vs QYLD ($10,000, DRIP)

Year	HCOW Portfolio	HCOW Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,885	$1,185.22	$10,352	$1,192.36	+$1.5K → HCOW
2	$14,034	$1,316.50	$10,830	$1,347.57	+$3.2K → HCOW
3	$16,469	$1,452.79	$11,460	$1,539.07	+$5.0K → HCOW
4	$19,215	$1,593.35	$12,275	$1,777.84	+$6.9K → HCOW
5	$22,297	$1,737.42	$13,323	$2,078.95	+$9.0K → HCOW
6	$25,743	$1,884.24	$14,667	$2,463.34	+$11.1K → HCOW
7	$29,578	$2,033.04	$16,396	$2,960.57	+$13.2K → HCOW
8	$33,831	$2,183.10	$18,631	$3,612.97	+$15.2K → HCOW
9	$38,533	$2,333.69	$21,548	$4,482.15	+$17.0K → HCOW
10	$43,714	$2,484.14	$25,398	$5,659.31	+$18.3K → HCOW

HCOW vs QYLD: Complete Analysis 2026

HCOW — Stock

HCOW is an actively managed strategy-driven ETF that seeks to provide current income through a portfolio of dividend paying companies with characteristics of high free cash flow yield combined with a covered call strategy.

Full HCOW Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this HCOW vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HCOW vs SCHD HCOW vs JEPI HCOW vs O HCOW vs KO HCOW vs MAIN HCOW vs XYLD HCOW vs JEPQ HCOW vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.