HomeCompareHCOW vs SPHD

HCOW vs SPHD: Dividend Comparison 2026

HCOW yields 11.85% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCOW wins by $17.2K in total portfolio value
10 years
HCOW
HCOW
● Live price
11.85%
Share price
$23.19
Annual div
$2.75
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.7K
Annual income
$2,484.14
Full HCOW calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — HCOW vs SPHD

📍 HCOW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCOWSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCOW + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCOW pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCOW
Annual income on $10K today (after 15% tax)
$1,007.44/yr
After 10yr DRIP, annual income (after tax)
$2,111.52/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, HCOW beats the other by $1,629.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCOW + SPHD for your $10,000?

HCOW: 50%SPHD: 50%
100% SPHD50/50100% HCOW
Portfolio after 10yr
$35.1K
Annual income
$1,525.75/yr
Blended yield
4.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCOW buys
0
SPHD buys
0
No recent congressional trades found for HCOW or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCOWSPHD
Forward yield11.85%4.30%
Annual dividend / share$2.75$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$43.7K$26.5K
Annual income after 10y$2,484.14$567.37
Total dividends collected$18.2K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HCOW vs SPHD ($10,000, DRIP)

YearHCOW PortfolioHCOW Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,885$1,185.22$11,130$430.50+$755.00HCOW
2$14,034$1,316.50$12,357$447.82+$1.7KHCOW
3$16,469$1,452.79$13,687$464.65+$2.8KHCOW
4$19,215$1,593.35$15,126$480.98+$4.1KHCOW
5$22,297$1,737.42$16,682$496.78+$5.6KHCOW
6$25,743$1,884.24$18,362$512.03+$7.4KHCOW
7$29,578$2,033.04$20,174$526.72+$9.4KHCOW
8$33,831$2,183.10$22,127$540.84+$11.7KHCOW
9$38,533$2,333.69$24,230$554.39+$14.3KHCOW
10$43,714$2,484.14$26,493$567.37+$17.2KHCOW

HCOW vs SPHD: Complete Analysis 2026

HCOWStock

HCOW is an actively managed strategy-driven ETF that seeks to provide current income through a portfolio of dividend paying companies with characteristics of high free cash flow yield combined with a covered call strategy.

Full HCOW Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.