HomeCompareHCRB vs PM

HCRB vs PM: Dividend Comparison 2026

HCRB yields 3.87% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $23.9K in total portfolio value
10 years
HCRB
HCRB
● Live price
3.87%
Share price
$35.06
Annual div
$1.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.7K
Annual income
$496.87
Full HCRB calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — HCRB vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCRBPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCRB + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCRB pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCRB
Annual income on $10K today (after 15% tax)
$329.30/yr
After 10yr DRIP, annual income (after tax)
$422.34/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,704.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCRB + PM for your $10,000?

HCRB: 50%PM: 50%
100% PM50/50100% HCRB
Portfolio after 10yr
$37.7K
Annual income
$1,499.74/yr
Blended yield
3.98%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HCRB
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCRB buys
0
PM buys
0
No recent congressional trades found for HCRB or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCRBPM
Forward yield3.87%3.49%
Annual dividend / share$1.36$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$25.7K$49.6K
Annual income after 10y$496.87$2,502.61
Total dividends collected$4.5K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCRB vs PM ($10,000, DRIP)

YearHCRB PortfolioHCRB Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,087$387.41$11,650$409.56$563.00PM
2$12,265$401.44$13,592$497.49$1.3KPM
3$13,539$415.02$15,882$605.21$2.3KPM
4$14,914$428.15$18,589$737.41$3.7KPM
5$16,399$440.80$21,794$899.94$5.4KPM
6$18,000$452.98$25,597$1,100.16$7.6KPM
7$19,725$464.67$30,118$1,347.30$10.4KPM
8$21,581$475.88$35,505$1,652.97$13.9KPM
9$23,579$486.61$41,940$2,031.88$18.4KPM
10$25,726$496.87$49,643$2,502.61$23.9KPM

HCRB vs PM: Complete Analysis 2026

HCRBStock

The Fund seeks to provide long-term total return.

Full HCRB Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this HCRB vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HCRB vs SCHDHCRB vs JEPIHCRB vs OHCRB vs KOHCRB vs MAINHCRB vs MOHCRB vs BTIHCRB vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.