Is HCXLY or DIVO a better dividend investment in 2026?

HCXLY currently yields 2.03% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between HCXLY and DIVO?

HCXLY has a forward dividend yield of 2.03% ($0.89/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 4.46 percentage points.

Home › Compare › HCXLY vs DIVO

HCXLY vs DIVO: Dividend Comparison 2026

HCXLY yields 2.03% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $8.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCXLY

● Live price

2.03%

Share price

$43.90

Annual div

$0.89

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$231.61

Full HCXLY calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — HCXLY vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCXLY	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HCXLY + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

—

HCXLY pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCXLY

Annual income on $10K today (after 15% tax)

$172.64/yr

After 10yr DRIP, annual income (after tax)

$196.87/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, DIVO beats the other by $637.56/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCXLY + DIVO for your $10,000?

HCXLY: 50%DIVO: 50%

100% DIVO50/50100% HCXLY

Portfolio after 10yr

$26.7K

Annual income

$606.65/yr

Blended yield

2.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCXLY buys

DIVO buys

No recent congressional trades found for HCXLY or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCXLYDIVO

Forward yield	2.03%	6.49% ✓
Annual dividend / share	$0.89	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.7K	$30.7K ✓
Annual income after 10y	$231.61	$981.68 ✓
Total dividends collected	$2.2K	$8.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HCXLY vs DIVO ($10,000, DRIP)

Year	HCXLY Portfolio	HCXLY Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$10,903	$203.10	$11,349	$649.42	$446.00 → DIVO
2	$11,873	$206.96	$12,833	$688.83	$960.00 → DIVO
3	$12,915	$210.63	$14,459	$727.90	$1.5K → DIVO
4	$14,033	$214.12	$16,238	$766.49	$2.2K → DIVO
5	$15,233	$217.44	$18,179	$804.47	$2.9K → DIVO
6	$16,520	$220.59	$20,293	$841.71	$3.8K → DIVO
7	$17,900	$223.58	$22,591	$878.14	$4.7K → DIVO
8	$19,379	$226.40	$25,087	$913.65	$5.7K → DIVO
9	$20,965	$229.08	$27,791	$948.18	$6.8K → DIVO
10	$22,664	$231.61	$30,718	$981.68	$8.1K → DIVO

HCXLY vs DIVO: Complete Analysis 2026

HCXLY — Stock

Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. The company operates through four segments: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre. It provides commercial insurance for small-and medium-sized businesses, personal lines cover, including high-value household, fine art, luxury motor, and classic car through brokers, partners and direct-to-consumer using both traditional and digital trading models. The company also offers property insurance; marine and energy insurance; aviation insurance; casualty insurance; specialty insurance; kidnap and ransom insurance; and other specialty insurance, such as contingency, terrorism, personal accident, and product recall. In addition, it provides healthcare and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is based in Pembroke, Bermuda.

Full HCXLY Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.