Is HDEF or FCPT a better dividend investment in 2026?

HDEF currently yields 3.61% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between HDEF and FCPT?

HDEF has a forward dividend yield of 3.61% ($1.17/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.44 percentage points.

Home › Compare › HDEF vs FCPT

HDEF vs FCPT: Dividend Comparison 2026

HDEF yields 3.61% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $23.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDEF

● Live price

3.61%

Share price

$32.41

Annual div

$1.17

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$455.36

Full HDEF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — HDEF vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDEF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDEF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HDEF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDEF

Annual income on $10K today (after 15% tax)

$306.88/yr

After 10yr DRIP, annual income (after tax)

$387.06/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,521.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDEF + FCPT for your $10,000?

HDEF: 50%FCPT: 50%

100% FCPT50/50100% HDEF

Portfolio after 10yr

$37.2K

Annual income

$3,115.32/yr

Blended yield

8.38%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HDEF

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDEF buys

FCPT buys

No recent congressional trades found for HDEF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDEFFCPT

Forward yield	3.61%	6.05% ✓
Annual dividend / share	$1.17	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$25.3K	$49.1K ✓
Annual income after 10y	$455.36	$5,775.28 ✓
Total dividends collected	$4.1K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: HDEF vs FCPT ($10,000, DRIP)

Year	HDEF Portfolio	HDEF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,061	$361.03	$11,401	$700.92	$340.00 → FCPT
2	$12,209	$373.22	$13,064	$864.84	$855.00 → FCPT
3	$13,448	$384.98	$15,051	$1,072.48	$1.6K → FCPT
4	$14,786	$396.33	$17,442	$1,337.22	$2.7K → FCPT
5	$16,228	$407.25	$20,340	$1,677.08	$4.1K → FCPT
6	$17,782	$417.73	$23,880	$2,116.57	$6.1K → FCPT
7	$19,454	$427.78	$28,241	$2,689.36	$8.8K → FCPT
8	$21,253	$437.40	$33,660	$3,442.07	$12.4K → FCPT
9	$23,188	$446.59	$40,456	$4,439.95	$17.3K → FCPT
10	$25,266	$455.36	$49,063	$5,775.28	$23.8K → FCPT

HDEF vs FCPT: Complete Analysis 2026

HDEF — Stock

Xtrackers MSCI EAFE High Dividend Yield Equity ETF (the “Fund”) seeks investment results that correspond generally to the performance, before fees and expenses, of the MSCI EAFE High Dividend Yield Index (the “Underlying Index”).

Full HDEF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.