HomeCompareHDELY vs SCHD

HDELY vs SCHD: Dividend Comparison 2026

HDELY yields 2.52% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HDELY wins by $76.5K in total portfolio value· pulled ahead in Year 3
10 years
HDELY
HDELY
● Live price
2.52%
Share price
$25.77
Annual div
$0.65
5Y div CAGR
45.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$105.4K
Annual income
$36,544.81
Full HDELY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — HDELY vs SCHD

📍 HDELY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDELYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HDELY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HDELY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDELY
Annual income on $10K today (after 15% tax)
$214.40/yr
After 10yr DRIP, annual income (after tax)
$31,063.09/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, HDELY beats the other by $30,703.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDELY + SCHD for your $10,000?

HDELY: 50%SCHD: 50%
100% SCHD50/50100% HDELY
Portfolio after 10yr
$67.2K
Annual income
$18,483.70/yr
Blended yield
27.50%
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Analyst Conviction Gap

Where Wall Street is most bullish on SCHD right now

HDELY
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
1.6
Piotroski
7/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDELY buys
0
SCHD buys
0
No recent congressional trades found for HDELY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDELYSCHD
Forward yield2.52%3.44%
Annual dividend / share$0.65$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR45.1%0%
Portfolio after 10y$105.4K$29.0K
Annual income after 10y$36,544.81$422.61
Total dividends collected$78.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HDELY vs SCHD ($10,000, DRIP)

YearHDELY PortfolioHDELY Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,066$365.99$11,224$344.10$158.00SCHD
2$12,390$549.21$12,567$354.98$177.00SCHD
3← crossover$14,091$833.87$14,038$365.30+$53.00HDELY
4$16,363$1,286.05$15,648$375.06+$715.00HDELY
5$19,534$2,025.23$17,410$384.27+$2.1KHDELY
6$24,180$3,278.51$19,335$392.95+$4.8KHDELY
7$31,376$5,503.31$21,437$401.10+$9.9KHDELY
8$43,256$9,683.84$23,733$408.75+$19.5KHDELY
9$64,388$18,104.31$26,237$415.91+$38.2KHDELY
10$105,440$36,544.81$28,968$422.61+$76.5KHDELY

HDELY vs SCHD: Complete Analysis 2026

HDELYStock

HeidelbergCement AG, together with its subsidiaries, produces and distributes cement, aggregates, ready-mixed concrete, and asphalt worldwide. It provides cement products, natural stone aggregates, such as sand and gravel; crushed aggregates comprising stone chippings and crushed stones; and concrete/ready-mixed concrete for use in the construction of tunnels or bridges, office buildings, or schools, as well as to produce precast concrete parts consisting of stairs, ceiling elements, or structural components. In addition, it provides asphalt primarily used as a top layer in road construction, as well as trades in cement, clinker, secondary cementitious materials, and solid and alternative fuels. HeidelbergCement AG was founded in 1873 and is headquartered in Heidelberg, Germany.

Full HDELY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.