Is HDGCX or QYLD a better dividend investment in 2026?

HDGCX currently yields 12.96% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: HDGCX offers higher current income.

What is the dividend yield difference between HDGCX and QYLD?

HDGCX has a forward dividend yield of 12.96% ($4.08/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.04 percentage points.

Home › Compare › HDGCX vs QYLD

HDGCX vs QYLD: Dividend Comparison 2026

HDGCX yields 12.96% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.4K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

HDGCX

● Live price

12.96%

Share price

$31.46

Annual div

$4.08

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.0K

Annual income

$1.41

Full HDGCX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HDGCX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDGCX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDGCX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

HDGCX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDGCX

Annual income on $10K today (after 15% tax)

$1,101.40/yr

After 10yr DRIP, annual income (after tax)

$1.20/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,809.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDGCX + QYLD for your $10,000?

HDGCX: 50%QYLD: 50%

100% QYLD50/50100% HDGCX

Portfolio after 10yr

$23.7K

Annual income

$2,830.37/yr

Blended yield

11.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDGCX buys

QYLD buys

No recent congressional trades found for HDGCX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDGCXQYLD

Forward yield	12.96% ✓	11.92%
Annual dividend / share	$4.08 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$22.0K	$25.4K ✓
Annual income after 10y	$1.41	$5,659.31 ✓
Total dividends collected	$1.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HDGCX vs QYLD ($10,000, DRIP)

Year	HDGCX Portfolio	HDGCX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,348	$647.88	$10,352	$1,192.36	+$996.00 → HDGCX
2	$12,486	$343.55	$10,830	$1,347.57	+$1.7K → HDGCX
3	$13,536	$176.64	$11,460	$1,539.07	+$2.1K → HDGCX
4	$14,573	$89.49	$12,275	$1,777.84	+$2.3K → HDGCX
5	$15,639	$45.02	$13,323	$2,078.95	+$2.3K → HDGCX
6	$16,756	$22.57	$14,667	$2,463.34	+$2.1K → HDGCX
7	$17,940	$11.30	$16,396	$2,960.57	+$1.5K → HDGCX
8	$19,202	$5.65	$18,631	$3,612.97	+$571.00 → HDGCX
9← crossover	$20,549	$2.83	$21,548	$4,482.15	$999.00 → QYLD
10	$21,988	$1.41	$25,398	$5,659.31	$3.4K → QYLD

HDGCX vs QYLD: Complete Analysis 2026

HDGCX — Stock

The investment seeks a high level of current income consistent with growth of capital. The fund invests primarily in a portfolio of equity securities that typically have above average dividend yields and whose prospects for capital appreciation are considered favorable by the sub-adviser. Under normal market and economic conditions, at least 80% of its net assets are invested in dividend paying equity securities. The fund may invest up to 20% of its net assets in securities of foreign issuers and non-dollar securities.

Full HDGCX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.