HomeCompareHDGYX vs SCHD

HDGYX vs SCHD: Dividend Comparison 2026

HDGYX yields 12.92% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HDGYX wins by $17.9K in total portfolio value
10 years
HDGYX
HDGYX
● Live price
12.92%
Share price
$34.08
Annual div
$4.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.8K
Annual income
$2,886.60
Full HDGYX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — HDGYX vs SCHD

📍 HDGYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDGYXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HDGYX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HDGYX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDGYX
Annual income on $10K today (after 15% tax)
$1,098.32/yr
After 10yr DRIP, annual income (after tax)
$2,453.61/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, HDGYX beats the other by $2,094.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDGYX + SCHD for your $10,000?

HDGYX: 50%SCHD: 50%
100% SCHD50/50100% HDGYX
Portfolio after 10yr
$37.9K
Annual income
$1,654.60/yr
Blended yield
4.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDGYX buys
0
SCHD buys
0
No recent congressional trades found for HDGYX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDGYXSCHD
Forward yield12.92%3.44%
Annual dividend / share$4.40$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.8K$29.0K
Annual income after 10y$2,886.60$422.61
Total dividends collected$20.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HDGYX vs SCHD ($10,000, DRIP)

YearHDGYX PortfolioHDGYX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,992$1,292.14$11,224$344.10+$768.00HDGYX
2$14,280$1,448.18$12,567$354.98+$1.7KHDGYX
3$16,891$1,611.62$14,038$365.30+$2.9KHDGYX
4$19,855$1,781.60$15,648$375.06+$4.2KHDGYX
5$23,202$1,957.23$17,410$384.27+$5.8KHDGYX
6$26,964$2,137.54$19,335$392.95+$7.6KHDGYX
7$31,173$2,321.59$21,437$401.10+$9.7KHDGYX
8$35,863$2,508.40$23,733$408.75+$12.1KHDGYX
9$41,071$2,697.04$26,237$415.91+$14.8KHDGYX
10$46,832$2,886.60$28,968$422.61+$17.9KHDGYX

HDGYX vs SCHD: Complete Analysis 2026

HDGYXStock

The investment seeks a high level of current income consistent with growth of capital. The fund invests primarily in a portfolio of equity securities that typically have above average dividend yields and whose prospects for capital appreciation are considered favorable by the sub-adviser. Under normal market and economic conditions, at least 80% of its net assets are invested in dividend paying equity securities. The fund may invest up to 20% of its net assets in securities of foreign issuers and non-dollar securities.

Full HDGYX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.