HomeCompareHDIVX vs SCHD

HDIVX vs SCHD: Dividend Comparison 2026

HDIVX yields 7.66% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HDIVX wins by $4.2K in total portfolio value
10 years
HDIVX
HDIVX
● Live price
7.66%
Share price
$18.13
Annual div
$1.39
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.2K
Annual income
$1,244.04
Full HDIVX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HDIVX vs SCHD

📍 HDIVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDIVXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HDIVX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HDIVX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDIVX
Annual income on $10K today (after 15% tax)
$650.92/yr
After 10yr DRIP, annual income (after tax)
$1,057.43/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HDIVX beats the other by $695.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDIVX + SCHD for your $10,000?

HDIVX: 50%SCHD: 50%
100% SCHD50/50100% HDIVX
Portfolio after 10yr
$31.1K
Annual income
$834.99/yr
Blended yield
2.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDIVX buys
0
SCHD buys
0
No recent congressional trades found for HDIVX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDIVXSCHD
Forward yield7.66%3.46%
Annual dividend / share$1.39$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.2K$29.0K
Annual income after 10y$1,244.04$425.95
Total dividends collected$10.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HDIVX vs SCHD ($10,000, DRIP)

YearHDIVX PortfolioHDIVX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,466$765.79$11,226$346.36+$240.00HDIVX
2$13,089$820.59$12,572$357.38+$517.00HDIVX
3$14,881$875.48$14,046$367.84+$835.00HDIVX
4$16,853$930.21$15,660$377.73+$1.2KHDIVX
5$19,017$984.55$17,425$387.07+$1.6KHDIVX
6$21,386$1,038.31$19,354$395.86+$2.0KHDIVX
7$23,975$1,091.29$21,461$404.13+$2.5KHDIVX
8$26,796$1,143.33$23,762$411.89+$3.0KHDIVX
9$29,866$1,194.29$26,272$419.15+$3.6KHDIVX
10$33,201$1,244.04$29,010$425.95+$4.2KHDIVX

HDIVX vs SCHD: Complete Analysis 2026

HDIVXStock

The fund pursues its investment objective by investing, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in a portfolio of dividend-producing equity securities. The fund generally invests in a core group of 40-60 equity securities, including common stocks, preferred stocks, depository receipts, and other equity-related securities. It primarily invests in equity securities of companies that are economically tied to countries outside of the United States, including investments in emerging markets.

Full HDIVX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.