Is HDLS or VYM a better dividend investment in 2026?

HDLS currently yields 7.79% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: HDLS offers higher current income.

What is the dividend yield difference between HDLS and VYM?

HDLS has a forward dividend yield of 7.79% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 5.38 percentage points.

Home › Compare › HDLS vs VYM

HDLS vs VYM: Dividend Comparison 2026

HDLS yields 7.79% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDLS wins by $5.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDLS

● Live price

7.79%

Share price

$25.68

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.5K

Annual income

$1,275.40

Full HDLS calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — HDLS vs VYM

📍 HDLS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDLS	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDLS + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

HDLS pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDLS

Annual income on $10K today (after 15% tax)

$661.99/yr

After 10yr DRIP, annual income (after tax)

$1,084.09/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, HDLS beats the other by $847.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDLS + VYM for your $10,000?

HDLS: 50%VYM: 50%

100% VYM50/50100% HDLS

Portfolio after 10yr

$30.7K

Annual income

$776.97/yr

Blended yield

2.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDLS buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDLSVYM

Forward yield	7.79% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.5K ✓	$27.8K
Annual income after 10y	$1,275.40 ✓	$278.55
Total dividends collected	$10.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HDLS vs VYM ($10,000, DRIP)

Year	HDLS Portfolio	HDLS Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,479	$778.82	$11,151	$241.44	+$328.00 → HDLS
2	$13,118	$835.50	$12,413	$246.79	+$705.00 → HDLS
3	$14,928	$892.34	$13,794	$251.79	+$1.1K → HDLS
4	$16,922	$949.07	$15,306	$256.47	+$1.6K → HDLS
5	$19,113	$1,005.46	$16,960	$260.84	+$2.2K → HDLS
6	$21,512	$1,061.29	$18,768	$264.92	+$2.7K → HDLS
7	$24,134	$1,116.37	$20,745	$268.71	+$3.4K → HDLS
8	$26,994	$1,170.51	$22,905	$272.24	+$4.1K → HDLS
9	$30,107	$1,223.57	$25,265	$275.51	+$4.8K → HDLS
10	$33,490	$1,275.40	$27,842	$278.55	+$5.6K → HDLS

HDLS vs VYM: Complete Analysis 2026

HDLS — Stock

Hub Deals Corp. operates sales platform. The Company offers real estates, luxury items, paintings, jewelry, watches, and yachts.

Full HDLS Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.