Is HDLV or RYLD a better dividend investment in 2026?

HDLV currently yields 30.86% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HDLV offers higher current income.

What is the dividend yield difference between HDLV and RYLD?

HDLV has a forward dividend yield of 30.86% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 18.72 percentage points.

Home › Compare › HDLV vs RYLD

HDLV vs RYLD: Dividend Comparison 2026

HDLV yields 30.86% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDLV wins by $94.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDLV

● Live price

30.86%

Share price

$6.48

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$139.1K

Annual income

$18,866.84

Full HDLV calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HDLV vs RYLD

📍 HDLV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDLV	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDLV + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HDLV pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDLV

Annual income on $10K today (after 15% tax)

$2,623.46/yr

After 10yr DRIP, annual income (after tax)

$16,036.81/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HDLV beats the other by $13,837.57/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDLV + RYLD for your $10,000?

HDLV: 50%RYLD: 50%

100% RYLD50/50100% HDLV

Portfolio after 10yr

$91.8K

Annual income

$10,727.09/yr

Blended yield

11.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDLV buys

RYLD buys

No recent congressional trades found for HDLV or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDLVRYLD

Forward yield	30.86% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$139.1K ✓	$44.5K
Annual income after 10y	$18,866.84 ✓	$2,587.35
Total dividends collected	$96.0K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HDLV vs RYLD ($10,000, DRIP)

Year	HDLV Portfolio	HDLV Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,786	$3,086.42	$11,914	$1,213.65	+$1.9K → HDLV
2	$18,728	$3,976.70	$14,099	$1,351.30	+$4.6K → HDLV
3	$25,088	$5,048.74	$16,580	$1,494.55	+$8.5K → HDLV
4	$33,165	$6,320.73	$19,384	$1,642.61	+$13.8K → HDLV
5	$43,295	$7,809.02	$22,535	$1,794.70	+$20.8K → HDLV
6	$55,853	$9,527.46	$26,063	$1,950.00	+$29.8K → HDLV
7	$71,250	$11,486.89	$29,995	$2,107.69	+$41.3K → HDLV
8	$89,932	$13,694.74	$34,361	$2,266.99	+$55.6K → HDLV
9	$112,382	$16,154.76	$39,194	$2,427.12	+$73.2K → HDLV
10	$139,116	$18,866.84	$44,525	$2,587.35	+$94.6K → HDLV

HDLV vs RYLD: Complete Analysis 2026

HDLV — Stock

The investment seeks a return linked to the performance of the price return version of the Solactive US High Dividend Low Volatility Index (the âindexâ). The Securities provide a monthly compounded two times leveraged long exposure to the performance of the index, reduced by the Accrued Fees. The index is designed to measure the performance of 40 dividend yielding, relatively lower volatility index constituent Securities from the universe of the largest 1,000 U.S. listed stocks by market capitalization.

Full HDLV Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.